Massage Therapy Insurance
Protect yourself and your career from an unfortunate incident with massage insurance from NACAMS. Get instantly insured today with our safe and secure checkout for just $14.91/month paid annually.

No quotes! Get insured today in 5 minutes or less.

Occurrence based coverage, the industry preferred option, for complete protection.

Dual-practitioners welcome with 450+ modalities covered automatically
Protect Yourself and Your Career with Massage Therapist Insurance
Within the world of touch therapies, there are a few inherent risks that present themselves. Because your work involves frequent direct contact with the body, working with muscles, and cultivating muscular response, there is a wide range of potential accidents or injuries that could occur. Unfortunately, accidents happen and could place you at risk in a variety of ways—from a slip and fall to damaging the property you’re renting.
With massage therapist insurance from NACAMS, you can rest assured knowing you’re prepared for an unfortunate accident. Though you can do all that you can to prevent accidents, they are still a possibility. It is far better to be prepared for such an occasion with massage insurance than to be completely caught off guard if something were to occur.
Be Prepared for Accidents
While any accident in which someone is injured is an unpleasant prospect to think about, an incident could prove to be a major issue for more than just the client. A potential mishap can be a major financial burden and could also be placing your career and livelihood at risk as well. Let’s face it, lawsuits are costly and there are so many risks every day that could pop up to even the most experienced massage therapist.
You have worked hard to master massage therapy and built a career around your skills. Rather than place your years of work and dedication at risk by not securing professional massage therapy liability insurance, you can keep yourself and your career secure with top-tier coverage from NACAMS.
NACAMS Professional Policy for Massage Therapists |
Professional & General Liability Insurance: $2 million per occurrence, $3 million individual annual aggregate Product Coverage: $2 million Rental Damage Insurance: $100,000 Identity Protection Plan Stolen Equipment Coverage: $1,000* |
PLUS Free Professional Website and Exclusive Member Discounts |
Instant Coverage in minutes! |
$179 |
GET COVERED |
NACAMS Professional Policy for Massage Therapists |
Professional & General Liability Insurance: $2 million per occurrence, $3 million annual aggregate Personal Injury and Advertising Coverage $2 million Product Coverage: $2 million Identity Protection Plan |
PLUS Free Professional Website and Exclusive Member Discounts |
Instant Coverage in minutes! |
$179 |
GET COVERED |
Benefits of NACAMS Massage Insurance
- Receive immediate coverage and proof of insurance with our quick, online application.
- Promote your massage practice with a free professional website.
- Receive coverage for over 450 health, wellness, and beauty modalities—massage, reflexology, yoga, and more.
- Get peace of mind with the preferred occurrence form coverage.
- Get bonus coverage with our $25,000 identity protection plan
- Save money on massage products and online CE hours with NACAMS member discounts.

Massage Coverage Only $179
Compare Massage Therapist Insurance Providers
AMTA |
ABMP |
Hands On |
||||||
Professional & General Liability Insurance
|
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit)
|
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
|
✓ |
$2 Million Per Occurrence
$3 Million individual aggregate
|
✓ |
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
|
Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✓ | Yes |
Product Liability
|
✓ |
$2 Million/ occurrence
|
✓ |
$2 Million/ occurrence
|
✓ |
$2 Million/ occurrence
|
✓ |
$2 Million/ occurrence
|
Rental Damage Coverage
|
✘ |
100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply
|
✘ |
$100,000(Fire/Water Legal Liability)
General Liability Limits May Apply
|
✓ | $100,000 | ✓ | $100,000 |
Stolen Equipment | ✘ | No | ✘ | Optional—Add $95 | ✘ | No | ✓ | $1,000 *$250 deductible |
Required CE hours
|
✘ |
Yes
|
✘ |
Yes
|
✓ | No | ✓ | No Hours Required for Insurance |
Hour Qualification
|
✘ |
Yes
|
✘ |
Yes
|
✓ | No | ✓ | No Hours Required for Insurance |
Identity Protection Plan | ✘ | No | ✘ | No | ✘ | No | ✓ | $25,000 |
Annual Fee
|
$235/yr Professional
$89 first-year Graduate Rate |
$199-$229/yr
|
$145/yr
|
Starts at $179/yr Professional
$55 first-year Student
|
||||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by NACAMS as to the accuracy or completeness of this information. Date that we confirmed this information 1/25/18 | APPLY NOW > |
Comparing Your Options for Massage Insurance
Whenever you make an important purchasing decision, you usually compare a few options first. Well, massage therapy insurance really should be no different. That’s because this protection tool is made to keep you and your career safe whenever an accident or mishap crops up. But clicking back and forth between all the options for massage insurance is downright tedious.
That’s why we’ve put the information for our program right alongside other top providers so you can quickly and easily see how plans stack up. Looking over your options, pay close attention to three key areas of massage insurance:
Coverage
NACAMS is known for its great limits and diversity of coverage with general liability, professional liability and product liability all included.
Benefits
We’re able to offer exclusive discounts and deals for our members on a wide array of products and services to enhance your business offerings
Price
Our plans include a single, low annual rate with no additional fees unlike others in the liability insurance industry.
How Much Does Massage Insurance Cost?
One of the most important factors in any insurance is the question of cost. Per year, massage therapy liability insurance only costs $179 today or as low as $14.92 each month when financed. You also have the option to save even more if you pay upfront for a two-year plan. Coverage gives you and your clients peace of mind, it is a small price to pay. When you compare the cost of massage insurance from NACAMS with the potential loss that a lawsuit could bring about, it is an easy decision.

Coverage of Massage Insurance
Though the annual cost is a major deciding factor, when it comes to massage therapy liability insurance, you want to be certain that the coverage is right for you. Not all insurance is created equal and it is vital to make sure that your specialty is going to be covered before signing up for massage therapy insurance.
Massage insurance from NACAMS covers a whole host of modalities including:
Acupressure
Aromatherapy
Asian Bodywork Therapy
Ayurvedic Bodywork
Craniosacral Therapy
Deep-Tissue Massage
Lymphatic Therapy
Medical Massage
Myofascial Release
Oncology Massage
Pregnancy Massage
Reflexology
Seated Massage
Shiatsu
Spa Therapies
Stone Massage
Swedish Massage
Thai Massage
Massage Insurance FAQs
What kind of massage is covered by massage insurance?
Where can I compare massage insurance programs?
Why would a massage therapist need professional liability insurance?
Can I get my massage therapy services covered by insurance?
Is there a type of insurance for massage therapy?
How much is massage therapy insurance?
Can I get massage liability insurance while I’m still attending massage school?
Can I get individual massage insurance if I work in a massage studio?
What does ‘individual coverage’ mean with massage therapy liability insurance?
What insurance is good for a massage therapist?
I am moving states, how do I move my insurance coverage with me?
Where can I get free massage continuing education units (CEUs)?
What is the best massage therapy insurance available right now?
What additional fees do you pay for massage therapy insurance?
What Is Massage Therapy Insurance?
How quickly am I covered?
Coverage that is Tailor-Made for Massage Therapists
Whether you have been in the touch therapies world for a while, or just starting your career as a massage therapist, adding massage insurance is a crucial part of practicing the art of massage. NACAMS has spent years developing a massage insurance plan that is perfectly suited to cover massage therapists and protect their financial assets.
With the peace of mind that comes from massage insurance from NACAMS, you can focus entirely on what you do best and leave the insurance to us. Our coverage is built around meeting your needs as a massage therapist and ensuring that you reap the benefits of your hard labor. By offering a simple, affordable, and all-inclusive massage insurance plan, NACAMS makes it simple to get the coverage you need.