Animal Massage Insurance
Like any massage professional, animal massage therapists should have insurance to protect themselves from liability in case of an unexpected injury or damage. NACAMS offers animal massage insurance with professional and general liability protection for less than 2 quarters per day.
24/7 nationwide coverage including for online & telehealth consultations
Occurrence-form coverage, Industry Preferred
Safe and secure online checkout In Minutes
500+ modalities covered including animal massage and animal acupressure.
Select "Massage Therapy" as your profession when checking out
How Much Does Animal Massage Liability Insurance Cost?
NACAMS animal massage insurance coverage offers comprehensive, cost-effective coverage, so you can focus on providing excellent service. Our upfront pricing model allows animal massage therapists to decide what coverage level is best for them.
Select "Massage Therapy" as your profession when checking out
Most Popular
Pro 1 Year
Full Time
$179
Lock in annual rate of $164.50
Pro 2 Year
Full Time
$329
Save 66%
STUDENT 1 Year
One Time Only*
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first certification program. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their program, and that policy is good for the next 364 days, even if you are providing services full-time!
What Is Animal Massage Therapy?
Animal massage therapy is a hands-on technique that involves the manipulation of muscles and soft tissues to improve an animal’s physical well-being. For example, equine massage—a common form of this therapy—focuses on relieving tension, improving circulation, supporting mobility, and aiding recovery from injuries in horses. By addressing areas of discomfort and encouraging relaxation, animal massage therapy promotes overall health, comfort, and performance in animals, whether for athletic conditioning or everyday wellness.
Why Do Animal Massage Therapists Need Insurance?
Animal massage therapists need insurance to protect themselves while conducting their work. If an injury, property damage in a client's home or other incident occurs, this insurance will cover the legal defense and settlement costs.
NACAMS offers protection for animal massage and over 500 other massage and wellness modalities. We understand numerous accidents can happen during treatment due to the risk of working with animals, but you can be confident you'll be covered with our thorough insurance protection.
Potential liability risks animal massage insurance can shield you from include:
A malpractice claim arises when a licensed professional, like a wellness provider, fails to meet the expected standard of care, causing harm through negligent actions or omissions. A negligence claim involves failing to exercise reasonable care, leading to injury or damage, even outside professional settings. Malpractice is essentially a specialized form of negligence tied to professional duties.
In many environments, there’s a risk of clients slipping, tripping, or falling, potentially resulting in injuries. Liability insurance includes general coverage to protect you if someone gets hurt on your premises or during a session
Liability insurance can help protect wellness professionals if a client experiences an allergic reaction or adverse effect from a product used during a session.
In today's digital era, protecting personal information is crucial. Animal massage liability insurance includes coverage for identity protection, shielding you from the repercussions of identity theft. If your personal information is compromised, resulting in fraudulent activities or financial loss, this coverage provides financial assistance and support to help restore your identity and minimize the associated damages
Animal massage therapists often share their practices and expertise through various platforms, including online channels. If an animal massage therapists statements regarding their methods, training, or services are interpreted as libelous or slanderous by a client, peer, or colleague, liability insurance serves as a safeguard, offering protection against potential legal claims and associated risks.
Disclaimer: Please note that claims involving animals are subject to a maximum sublimit of $5,000
What Does A NACAMS Policy Include?
NACAMS animal massage therapist insurance offers vast coverage under one policy for comprehensive liability coverage for your financial assets, whether you choose a professional or student plan. With 25 years of trust in the fitness and wellness industry, NACAMS customers are the best-protected equine massage insurance in the industry.
Disclaimer: Please note that claims involving animals are subject to a maximum sublimit of $5,000
Get Insured in Under 5 Minutes!
*Select "Massage Therapy" as your profession when checking out
Over 500+ Services Included
NACAMS covers over 500 modalities under one policy, making out liability insurance the most comprehensive & affordable on the market. If you've learned a new skill, there's no need to get a new policy because it’s likely already covered. In fact, we encourage our members to broaden their horizons and take on new skills and endeavors.
Purchase Insurance Coverage Today
NACAMS is the industry's trusted provider of animal massage insurance for general liability and protection for other incidents. Animal massage therapists and other wellness professionals trust us, which is why we have an excellent rating on the independent review site Trustpilot. Our comprehensive coverage is available at a low monthly price. Buy a policy.
Frequently Asked Questions
As a student in animal massage therapy, hands-on practice is a vital part of your education—but it also comes with risks. Accidents can happen, even during training sessions. Our student insurance plan offers the same great coverage as our professional policy, but at a lower cost—so you can focus on learning without worrying about potential liability.
If the professional is found liable for the injury or damages that the claim states, your policy will cover the fees and damages as long as it's is within the scope of our coverage limits.
Your exact rate depends on the plan you choose. Our Student Policy is just $60 for a full year of coverage—perfect for those still in training. For professional animal massage therapists, we offer two flexible options:
1-Year Professional Policy: $179
2-Year Professional Policy: $329 (Save $29 when you choose the 2-year plan)
No matter which plan you select, you’ll get the same comprehensive coverage—just tailored to fit your current stage in the animal massage field.
This accounts for the level of risk associated with working on and with animals. This limit only applies in situations where an animal is injured during your services.
Yes—liability insurance is a smart and often essential part of being an animal massage therapist. Whether you're working with pets or larger animals, there’s always a chance something could go wrong, even if you’re careful and experienced. An unexpected reaction from an animal, a client complaint, or accidental injury could result in costly legal or medical expenses.
Liability insurance helps protect you financially if you're ever faced with a claim. It also boosts your professional credibility and may be required by employers, facilities