Reiki Insurance

Even though Reiki focuses on energy healing, professionals still face many of the same liabilities as any hands on therapy. General liability insurance covers you in the event a client injures themselves or has their property damaged in or around your place of business. Professional liability insurance covers you against claims for malpractice. Product liability coverage provides assistance for claims related to allergic reactions. 

This could be as simple as a client having a reaction to a cleaner you use, requiring medical treatment, and then holding you responsible for the costs. 

Our insurance for Reiki practitioners covers all of these liabilities and also other areas that could present issues at some point in a career, all at great rates, and with awesome member benefits included.

Absolutely. No matter if you work for yourself or in a spa, there are many instances where the cost of a claim far outweighs the low rates we provide for Reiki insurance. You definitely have the choice to not purchase insurance but you will be risking your personal finances and possibly even your career should an unfortunate event present itself.

We offer several different options for purchasing Reiki liability insurance to give our members the best selection in choosing an insurance package that works for them. Options include:

• 1-Year Insurance Plus Professional Rate: $179
• 2-Year Insurance Plus Professional Rate: $279.95 (a $38.05 savings)
• 1-Year Insurance Plus Student Rate: $25
• 1-Year Benefits-only Plan (which does not include insurance): $39

Definitely. Moving period is difficult enough, you shouldn’t have to worry about a bunch of paperwork and possibly losing your insurance coverage too. We make things easy with full portability in our policies. This means you can move states, move employers, move locations, etc. and still enjoy the same great coverage anywhere in the U.S.

When looking at different programs, first pay attention to the liability coverage. You should see great limits for General and Professional liability and also Product liability. 

Other coverage areas to look for in a solid Reiki insurance plan should include rental damage coverage, stolen equipment coverage, and in this day and age, an Identity Protection Plan. Each of these coverage areas are paramount towards protecting your ability to focus on mastering energy work for the betterment of your clients, not about whether a future claim will sideline your business. 

Absolutely. We provide a 1-Year Insurance Plus Student plan for Reiki students at the discounted rate of just $25. This helps young professionals develop their skills without worrying over a future claim hurting their career before it even begins. You also have the option to delay obtaining this coverage until you are nearly finished with your program. In this way, most of your rookie year in the industry is covered with the same robust protection as our professional plan at the discounted student rate.

With our Reiki insurance plan, members enjoy up to $3 million annually and a $2 million per occurrence limit for General and Professional Liability Claims. Product liability coverage provides $2 million. Rental damage coverage provides $100,000. Stolen Equipment coverage covers the cost to replace equipment up to $1,000 with a $250 deductible. The included Identity protection plan provides up to $25,000 in identity recovery services.

General liability insurance, also called slip and fall insurance, would cover a third party claim for injuries. All it can take is a client slipping on some cleaning residue left on the floor and injuring themselves for a claim to be held against you. Without generous limits for general liability protection, expensive medical bills, lost wages, and even legal defense fees could all fall on your shoulders alone.

Our comprehensive insurance guide lets you see how different programs for Reiki insurance stack up against each other in terms of coverage, benefits, and price. This a great one-stop-shop for professionals considering their options. We also encourage you to do your research but beware of fake online reviews and other misinformation. That’s why we only use TrustPilot to compile reviews. TrustPilot is an independent platform that helps companies get real reviews from users on neutral, unbiased ground. We are proud that so many members rated us as Excellent on the TrustPilot platform.

The best policies are ones that understand the needs of a professional within energy work. At NACAMS, our whole mission is complementary and alternative medicine so our policies were designed just for this profession. That being said, Reiki insurance should have three key elements to be worthwhile:

1. Great Coverage (for the real world): generous liability limits should be combined additional protections like stolen equipment coverage, rental damage coverage, and an identity protection plan.
2. Great Benefits: our plans come with benefits that have been curated by health and wellness professionals so you get something you’ll actually use. Free online CE classes, a free website, free business resources, product discounts, and more is provided to members.
3. Great Rates: at just $159 per year, our rates are some of the very best the industry has to offer.

Most state boards have placed Reiki and energy work as falling under the broader massage therapy field. This means in order for you to practice Reiki, you will usually need to have completed a number of educational hours at a state board-approved massage school and pass an examination. In Florida for example, new practitioners need at least 500 hours of study at an approved massage school and must pass the MBLEx or NCETM. Always, always make sure you know the specific requirements of your state and/or local authority concerning massage therapy, and Reiki specifically, before offering services.

We totally understand that sometimes you need to employ more than one modality when helping a client heal mind and body. Rather than only offering a small number of covered modalities like some insurance carriers out there, we expanded our covered list to more than 350 different health and wellness services. Acupressure. Shiatsu, Tuina, Chi Nei Tsang, and many more services are all covered.

Some states do require you to have personal liability insurance, but not every one does. Even if it is not a requirement in your locale, going without insurance is a huge risk to you and your business. 

A client slipping off the table is all it can take for a claim costing thousands. Paying out of pocket without insurance could be financially devastating. One of the best assurances for the continuity of your business operations is to put a safeguard in place against potential liabilities - the old “the best offense is a good defense” mentality. 

Your best bet for securing coverage is as soon as you enroll in school to study to become a Reiki massage therapist. We provide a 1-Year Insurance Plus student plan that contains all of the same coverage and benefits as our professional plan at the severely discounted rate of just $25. If it is preferable, you can wait until you are close to graduating from school to get this coverage. That way, you get almost all of your first year in a new career covered for just $25.

Websites are a great way to attract today’s consumers that are searching the web for the services and products they want. If you don’t have a website, you could be missing out on a lot of people (potential new clients) near you that are already searching for the specific services you offer. 

With our Reiki insurance, you get the benefit of a free professionally designed website to help you advertise online and capture more of this traffic. By adding quality content to your website about your services, expertise, industry news, etc. your online presence will easily start gaining traction.

NACAMS provides professional development and education along with really great insurance for Reiki therapists. As part of our insurance program, we are able to offer members access to free NCBTMB online continuing education classes. This exclusive member benefit is included at no extra cost and is included as part of a stout coverage lineup.