A really cool aspect of NACAMS esthetician insurance is the sheer number of covered services under our program. With NACAMS, you get full coverage for more than 350 different beauty and wellness services. Everything from acne treatments and chemical peels to microdermabrasion and waxing is all covered under one comprehensive program made just for beauty professionals like you. See our full list of covered disciplines here, but if you happen to not see yours listed, chat with a licensed agent to see if we can possibly add it to our growing list of covered services.

Solid insurance, no matter what it covers, should have a few key attributes: good coverage limits for liabilities, a full suite of protection, easy-to-access plan documents and a seamless claims process, as well as bonus benefits and perks. Our insurance program was crafted for estheticians so contains stout limits for general and professional liability events, in addition to product liability, stolen equipment coverage, rental damage coverage, and even an identity protection plan. This full suite of coverage is vital for today’s professionals practicing in a very hands-on industry. 

Going further, we’ve worked hard to make our online membership portal really easy to navigate and simple to find the information you need. Striving for best status, we include a great membership program that includes cool freebies like a free professional website and access to deals on products and gear from leading names in beauty.

At just $179 per year with no additional fees, membership dues, or other surcharges, our program remains one of the most affordable and straightforward options for esthetician insurance available today. You can take advantage of a lower annual rate of $139 per year by purchasing a two-year plan option at $279.95. A super inexpensive option is also available to students studying to be estheticians. For just $55, esthetician students can get full insurance coverage for a year.

Nope, aesthetician is actually just a very common misspelling of esthetician.

Most definitely. With our estheticians insurance program, the policy includes full portability. Portability is a provision within our esthetician insurance policy that allows it to follow the policyholder no matter where they offer services within all 50 U.S. states. You can change employers, offer mobile services, or even move states and your policy will remain in effect as long as you follow all esthetician laws and regulations in your state.

Esthetician insurance from NACAMS covers general liability, professional liability, and products liability. Our insurance program for estheticians also provides coverage for stolen equipment and rental damages and includes an identity protection plan. Generic examples of events our  esthetician insurance policy might cover include:

• General liability: a client slips and falls on their way to your chair and holds you responsible for their injuries.
• Professional liability: a client claims their eyebrow shaping gave them an infection because you didn’t clean your tools. They demand you pay for their doctors visits.
• Product liability: a client has an adverse allergic reaction to the moisturizer you use on them. They have to be hospitalized and file suit for all of their bills as well as legal fees.
• Rental damage coverage: you accidentally leave a small puddle of water on the floor and the next morning your landlord’s nice wood floor is buckled. The landlord demands you pay for the cost of repairs.
• Stolen equipment: you are the victim of a robbery by force that leaves you without vital products and/or equipment.

Product liability coverage provides up to $2 million for a member in the event that a product used during a service induces some form of adverse allergic reaction. Allergic reactions can be incredibly severe and even life-threatening. With an event that’s almost impossible to predict, we want our members to have peace of mind employing their chosen beauty treatments without fear of what would happen if something like an adverse allergic reaction were to take place.

Absolutely! Our esthetician insurance program comes with some great member benefits like discounts and exclusive early access on products and services from leading names in beauty. Once you select your coverage and check out online, you’ll have both instant insurance coverage as well as instant access to your membership benefits. 

Right up front, a free website is included to help you promote your beauty services online. Share your specific knowledge in beauty with the clients that are already browsing online just for your brand of beauty. An online presence is crucial for connecting with today’s audiences, making this freebie one that you should definitely take advantage of. From there, you can start your subscription to a leading beauty magazine publication of your choice and start browsing all of the deals available to you.

Definitely. We are one of only a few esthetician insurance programs to provide coverage for the next generation of beauty pros. With our deeply discounted insurance program made just for students still in beauty school, students can get a full year of coverage for just $55. Another tactic for the student is to wait to get their esthetician insurance until just before they are to graduate. Then, they can get professional-level, super cheap esthetician insurance coverage for the bulk of their first year on the job.

Esthetician license requirements can vary greatly from state to state so you should always be keenly aware of the unique requirements in your area. If you are moving states, your esthetician insurance stays firmly in place and all you need to do is update your new address on your member profile. 

However, your license is a different matter. Check with your new state board early in order to get a firm grasp of all that is required to transfer your license. Some states may have additional education and/or testing requirements that must be fulfilled prior to them issuing you a new license in the state. Most state boards do a good job of listing all of the information needed on their websites but don’t be afraid to call and speak with a live person to make sure you have everything required for a license transfer in place.

The California State Board of Barbering and Cosmetology holds a number of insurance-related requirements for estheticians practicing in the state. Starting with the apprenticeship program, estheticians still in training aren’t required to have personal insurance but their workplace sponsor is. This would be a great time to take advantage of NACAMS discounted student program just for estheticians in training that’s currently only $55 for a full year of coverage. 

Practicing estheticians, as well, aren’t required to have their own insurance unless they own and operate the place of business. As an employee, having your own esthetician insurance policy is the best way to guarantee you have the coverage you need if an accident or mishap were to occur. You also score great benefits and career support which can pay huge dividends over the long haul.

California is a fantastic place for estheticians to find great employment opportunities but the State Board does set a high bar to make sure safe practices are in place. Applicants must pay $115 for the application and initial license fee. You’ll also need to provide proof of completing 600 hours worth of board-approved esthetician training. From there, you’ll still need to take and pass a comprehensive 2-hour state board examination. 

The good news is once you have made it past all of these hurdles and get your esthetician license in California, they do not currently require continuing education credits to maintain the license. It’s still a great idea to take continuing education to stay current and learn new trends in the industry, which is convenient because you get access to free NCBTMB-approved continuing education courses included with your esthetician insurance from NACAMS. 

There are many, many options for Florida esthetician insurance but the best one is going to be the program that’s most suited for your own unique career path. NACAMS covers a wide range of different services all under one policy and does so at an affordable rate. With mountains of benefits included, we’re confident we’re one of the best options for Florida estheticians looking for solid coverage—but always do your research. That’s why we include a comparison grid above for popular programs, as well as links to TrustPilot’s independent review platform, where we’re proud to be rated as “excellent” by hundreds of our members.

Esthetician license requirements can vary greatly from state to state so you should always be keenly aware of the unique requirements in your area. If you are moving states, your esthetician insurance stays firmly in place and all you need to do is update your new address on your member profile. 

However, your license is a different matter. Check with your new state board early in order to get a firm grasp of all that is required to transfer your license. Some states may have additional education and/or testing requirements that must be fulfilled prior to them issuing you a new license in the state. Most state boards do a good job of listing all of the information needed on their websites but don’t be afraid to call and speak with a live person to make sure you have everything required for a license transfer in place.

An esthetics license from the New York Department of State allows you to provide skin care regimens to fee-paying clients. While there is no insurance requirement to get this license and start providing services, you would be risking everything you just worked so hard to achieve if an accident or mishap ever occurs. That’s where all-inclusive esthetician insurance from NACAMS provides a great blend of coverage and affordability to help protect your career from the very start.