Face Painting Insurance
With 25 years of proven trust, NACAMS keeps face painters and face artists fully protected and confident in their artistry.
Take your mobile protection anywhere you work in the U.S.
Safe and secure online checkout
Lifetime protection even after your policy expires
One policy with coverage for 500+ services
Select "Cosmetology" as your primary modality at checkout
Choose Your Rate
We provide upfront pricing so you can make an informed decision without the hassle of quotes or expensive coverage add-ons. For just $179/YR (a rate that breaks down to just $14.91/month when paid annually), get quality coverage at an affordable rate.
Select "Cosmetology" as your primary modality at checkout
Our Most Popular Policy
One Year Pro
$179/YR
Lock in Our Cheapest Rate
Two Year Pro
$329/2YR
Same Coverage Limits As Pro
One Year Student
$60/YR
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first certification program. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their program, and that policy is good for the next 364 days, even if you are providing services full-time!
What is Face Painting Insurance?
Face painting insurance is a specialized type of liability coverage designed to protect face painters and artists who provide face and body art services. Whether you work at birthday parties, festivals, corporate events, or private functions, face painting involves direct contact with clients, often children, and the use of paints and materials that can carry certain risks.
Having face painting insurance not only helps protect you from unexpected risks but also enhances your credibility, as many event organizers and venues require proof of insurance before allowing you to operate.
Do Face Painting Artists Need Insurance?
Yes, face painting artists should have insurance to protect themselves, their clients, and their business. Face painting often involves working closely with children and using products that come into direct contact with the skin, which can carry risks such as allergic reactions, skin irritation, or accidental injury. Even in a controlled environment, unexpected incidents can happen, and without insurance, you could be held financially responsible.
In many cases, event organizers, venues, and corporate clients require face painters to carry insurance before allowing them to work at events. Beyond protection, having insurance also builds trust with clients and shows that you take safety and professionalism seriously. Whether you’re working part-time at parties or running a full-time mobile entertainment business, insurance is a smart and often essential investment.
Example Claims That Face Painting Artist Insurance Can Protect You From
No matter how skilled you are, accidents can happen. When they do, we’ve got your back.
Here are claims based on real situations* and how we’ve helped our customers stay protected when the unexpected occurred.
$42,190
After strip-lash application, the client develops eyelid swelling and dermatitis.
$21,850
A client develops conjunctivitis after a session, claiming poor hygiene.
$16,495
A client had an allergic reaction to an ingredient in the paint.
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.
What Does A NACAMS Policy Include?
Liability insurance is an investment every service professional should make to keep their financial assets protected. A NACAMS policy is comprehensive meaning, everything you read about is included in the price of a student OR professional policy.
Cosmetology Modalities We Cover
In addition to the popular Beauty styles we cover, NACAMS also provides protection for professionals who source income from other beauty & wellness services like yoga, massage therapy, personal training, Reiki, and 500 more.
Popular Beauty Services:
What Is Face Painting?
Face painting is a creative form of body art that involves applying safe, non-toxic paints to a person’s face to create decorative designs. It is commonly used at events such as birthday parties, festivals, fairs, and community gatherings, where artists transform faces into characters, animals, superheroes, or themed designs. Face painting is especially popular with children, but it can be enjoyed by people of all ages.
Professional face painters use specially formulated paints designed for use on the skin, along with brushes, sponges, and stencils to achieve detailed and vibrant results. These products are typically water-based, making them easy to apply and remove while being gentle on the skin when used correctly.
While face painting is generally safe, proper hygiene and technique are essential. Artists must use clean tools, high-quality products, and follow sanitary practices to reduce the risk of skin irritation or allergic reactions. When done professionally, face painting offers a fun and engaging way to enhance events and create memorable experiences.
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What Is The Best Liability Insurance For Face Painting?
NACAMS is rated Excellent by independent review site Trustpilot. This policy is the best option for pros looking for comprehensive liability insurance offering professional and general liability insurance & coverage for things like identity theft, allergic reactions, and slander, all for one low cost of $179 annually. Buy a policy.
Frequently Asked Questions
Face painting is an unregulated industry, meaning there are no federal license requirements. While there are no requirements, it's encouraged to take training courses from credible programs such as the Face Painting Academy. While you are training, you will be working on other people, which opens you up to risks that liability insurance can protect you from. We recommend purchasing a liability insurance policy once you begin practicing.
Your coverage goes wherever your practice takes you. With NACAMS, you’re protected in all 50 states, whether you’re providing services locally, traveling to clients, or relocating your business anywhere in the U.S.
Face painting insurance may not be required, but it’s strongly recommended. It not only protects your financial assets but also enhances your credibility with clients. Be sure to follow your state’s guidelines to ensure you’re fully covered.
For just $179/YR, which breaks down to $0.49 a day, you can enjoy complete, all-inclusive coverage designed specifically for face painting artists through NACAMS. Our insurance was built for the cosmetology industry, meaning every detail, limit, and protection is tailored to the unique risks that face painters experience.
We’ve made it our mission to keep our insurance affordable, comprehensive, and built for working artists like you so you can focus on your craft while we protect what matters most.