Professional Liability Insurance for Occupational Therapists

NACAMS is now offering occupational therapists access to affordable and economical professional liability coverage.

Occupational Therapists work one on one with patients to maintain and promote overall health. It is because of this hands on nature of the business that occupational therapists are open to lawsuits against them even if they work for a company or healthcare provider. 

In addition to liability lawsuits, Occupational Therapist Insurance provides general liability, or slip and fall insurance. If a client injures themselves during their visit, you could be liable to pay a claim. NACAMS offers industry leading physical therapist insurance for both employed and self-employed at the most affordable rate!

Occupational Therapy (OT) is designed to help people across their lifetime participate in the things they want and need to do through the therapeutic use of everyday activities (occupations). Occupational therapists play a hands-on role in maintaining and promoting overall health.They hold a holistic perspective which allows them to put the focus on adapting the environment to fit the person and that person becomes an integral part of the therapy team. 

Occupational therapy services can be broken down into three sections:

• an individual evaluation where the client/family and occupational therapist determine the induvial goals
• customized intervention with the goal to improve the individual’s ability to perform daily actives and reach their goals
• outcomes evaluation to ensure that the goals are being met and/or make changes to the intervention plan

OT services may include comprehensive evaluations of the client’s home and other environments (e.g., workplace, school), recommendations for adaptive equipment and training in its use, and guidance and education for family members and caregivers.

OT's are also involved in helping children with disabilities be able to partake fully in school and social situations, helping people recover from injury to regain their skills, and working with individuals in their homes, businesses, and nursing homes. Occupational therapists help patients with traumatic injuries, stroke, Alzheimer’s disease, or mental health problems, learn to live productive lives using meaningful occupations.

The personal interaction with patients creates a need for occupational therapists to have their own independent liability insurance.

NACAMS has crafted a policy that is economical and provides physical therapists with the peace of mind you need.

Your extensive education, training, and experience as a physical therapist allows you to assist clients in achieving their personal health goals. By practicing without individual professional liability insurance, you could be placing your career and future finances as risk.

NACAMS coverage is immediate, which means that you’re protected from the moment you sign up. The sign-up process is quick and simple, oftentimes getting you coverage in three minutes or less.

Plus, your NACAMS policy travels with you. So, if you wind up taking your skills to a new location, you don’t have to go through the process of obtaining all new insurance policies. You can take your coverage with you. Whether you’re a student, self-employed or employed with a company NACAMS can provide affordable liability insurance coverage to protect you and your patients.

Teach yoga or fitness class on the side? NACAMS has you covered. Your policy for Occupational Therapy also covers everything on the NACAMS modality list. You don't pay additional fees or charges for adding modalities.