Pilates Instructors Insurance
Pilates is a highly effective method of exercise that concentrates on balance, core strength and body awareness. It is also a mind-body practice that requires complete control of the body by the mind. Pilates instructors are dedicated to imparting these teachings to their students, utilizing the mat, reformer, chair, trapeze and other machinery.
Instructors make every effort to teach their students about body awareness; however, this profession still involves risk. The possibility of an injury may seem unlikely but not unimaginable, especially when equipment is involved.
Like all health and wellness professionals, Pilates instructors need liability insurance to protect them in the event that something unfortunate does occur. At NACAMS, we hope to preserve the teachings of Pilates by offering instructors that protection.
Cost of Pilates Instructor Insurance
Professional
1 Year (12 mo)
$179
pro 2-year
2 Year (24 mo)
$279.95
Student
1 Year (12 mo)
$55
The professional rate for one year of coverage: As a full-time pilates teacher, you’ll pay as little as $179 for a full year of coverage.
- The professional rate for two years of coverage: If you’re settled into your career, and like planning ahead, the two-year plan may be perfect. For this plan, you’ll pay as little as $279.95.
- The student rate for one year of coverage: While you are still learning the ways of a professional pilates instructor, you can still be held responsible for an accident or injury. Students get a special rate of $55 to keep them protected. This coverage includes all the same coverages and perks of a professional policy but at a steeply discounted rate. You can only have the student rate for one year, but by then, you should be ready to take the next step in your career.
- Additional businesses: If you travel to different facilities to teach pilates, you’ll want to ensure your policy protects them. Each other business can be added for $10 for a one-year policy or $15.95 for a two-year policy. You can add unlimited businesses for $30 per year if you have multiple service venues.
Benefits-only package: If you only want access to the member-exclusive benefits package, you can get that at a rate of $39 for one year of access.
At NACAMS, we don't believe in unexpected costs. When you choose us for your pilates instructor insurance, you’ll know precisely what you are paying. Our instant quote promises to be accurate to your premium, so you can make the best decision before you get insured.
While our coverage limits are the same across the board, each plan has a price and term length catered to specific stages in our career. This helps you get the coverage you need and pay an appropriate price for the insurance. Each level in the tiered list comes with full access to the member benefits, the same annual aggregate and per-occurrence limits, and the same impeccable customer service.
NACAMS Professional Policy for Pilates Instructors
Do Pilates Instructors Need Insurance?
Pilates is a mind-body practice, comprised of over 500 exercises that target the core musculature. The system’s founder, Joseph Pilates, designed a spring-resistant exercise machine, called the Reformer, on which the exercises are performed, although mat work is also an option. Additional exercise apparatuses used in Pilates include the Cadillac, the Ladder Barrel, the Spine Corrector and the Wunda Chair.
The core muscular network includes all of the front, back and lateral muscles between the arm pits and upper thighs. Pilates referred to this region as the “powerhouse,” teaching his students to utilize it in all of their daily activities. His method is considered a resistance exercise, as it focuses on efficient, fluid movements, which have a low impact on the human body.
Coverage Details
In their book, The Pilates Method of Physical and Mental Conditioning, Gail Eisen and Philip Friedman delineate the six underlying principles of Pilates. The authors distilled these principles from Pilates’ work; and although they are sometimes interpreted a bit differently, they are accepted by most Pilates teachers.
- Breathing: Proper breathing increases circulation and flexibility.
- Centering: Movement begins from the center of the body and flows outward.
- Concentration: Focusing on body movement improves form and flow.
- Control: Exercises require total control of the body by the mind.
- Flow: Fluid, efficient movements create smooth transitions and increase stamina.
- Precision: Focusing on precision increases the likelihood of health improvements.
Joseph Pilates, a legendary physical trainer from Germany, developed his physical fitness system in the early 1920s. He concentrated on using the mind to control the body, referring to his method as “Contrology.” Pilates published two books on his technique: Return to Life Through Contrology and Your Health: A Corrective System of Exercising That Revolutionizes the Entire Field of Physical Education.
In 1925, Pilates met his future wife, Clara, while immigrating to the United States. Together, they founded a studio in New York City, where they taught the first-ever Pilates classes and began training future instructors. Among the couple’s disciples are Carola Trier, Eve Gentry, Ron Fletcher and Romana Kryzanowska.
Although it’s considered a whole-body system, the Pilates method specifically targets the core, strengthening the abdominal muscles, lower back and buttocks. Emphasis on centering oneself during exercise also results in improved posture, balance and coordination. Additional physical benefits include increased flexibility and peripheral mobility, as well as leaner musculature. Due to its low-impact nature, Pilates is also a very accessible form of exercise, making it useful for individuals undergoing physical rehabilitation.
Since it’s a mind-body practice, Pilates stimulates a variety of mental health benefits as well, including increased concentration, calmness and general well-being. It may also reduce insomnia, stress and anxiety, promoting healthy sleeping habits and relaxation instead.
Do Pilates Instructors Need Insurance?
Pilates is a highly effective method of exercise that concentrates on balance, core strength and body awareness. It is also a mind-body practice that requires complete control of the body by the mind. Pilates instructors are dedicated to imparting these teachings to their students, utilizing the mat, reformer, chair, trapeze and other machinery.
Instructors make every effort to teach their students about body awareness; however, this profession still involves risk. The possibility of an injury may seem unlikely but not unimaginable, especially when equipment is involved.
Like all health and wellness professionals, Pilates instructors need liability insurance to protect them in the event that something unfortunate does occur. At NACAMS, we hope to preserve the teachings of Pilates by offering instructors that protection.
Popular Styles for Pilates
NACAMS covers 450+ Modalities which include popular Pilates programs like:
Fletcher Pilates, Basi Pilates, Balanced Body Pilates and Stott Pilates.
Compare Pilates Insurance Providers
| Benefit | Pilates Method Alliance | IDEAFIT | Sports & Fitness Insurance | Namasta | Alternative Balance |
NACAMS |
|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Professional & General Liability Insurance |
✓ |
$1 million per occurrence $3 million individual annual aggregate |
✓ |
$2 million per occurrence $4 million individual annual aggregate |
✓ |
$2 million per occurrence $4 million individual annual aggregate |
✓ |
$1 million per occurrence $1 million individual annual aggregate |
✓ |
$2 million per occurrence $3 million individual annual aggregate |
✓ |
$1 million per occurrence $3 million individual annual aggregate |
|
| Products Individual Annual Aggregate |
✘ |
No | ✓ |
$1 million | ✘ |
No | ✓ |
$1 million | ✓ |
$2 million | ✓ |
$1 million | |
| Occurrence Form Coverage |
✘ |
Claims Made | ✓ |
Yes | ✓ |
Yes | ✓ |
Yes | ✘ |
Claims Made | ✓ |
Yes | |
| Rental Damage Coverage |
✓ |
$100,000 | ✓ |
$100,000 | ✓ |
$100,000 | ✘ |
$300,000 (Fire Only) | ✓ |
$300,000 | ✓ |
$100,000 | |
| No Membership Fee | ✘ |
$150 | ✘ |
$129 | ✓ |
No Membership Fees | ✘ |
$199 | ✓ |
No Membership Fees | ✓ |
No Membership Fees | |
| Stolen Equipement Coverage |
✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✓ |
$1,000 *$250 Deductable | |
| Identity Protection |
✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✓ |
$25,000 | |
| Free Professional Website |
✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✓ |
Yes | |
| Includes Coverage for 350+ Services |
✘ |
No | ✘ |
No | ✘ |
No | ✘ |
No | ✓ |
Yes | ✓ |
Yes | |
| Annual Fee | $309 | $304 | $235 | $305 | $249 | $189 | |||||||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by NACAMS as to the accuracy or completeness of this information. This information was confirmed on 2/8/18. |
BUY NOW | ||||||||||||
| Benefit | Pilates Method Alliance | IDEAFIT | Sports & Fitness Insurane | Namasta | Alternative Balance | NACAMS | |||
|---|---|---|---|---|---|---|---|---|---|
| Professional & General Liability Insurance |
✓ | ✓ | ✓ | ✓ | ✓ | ✓ | |||
| Products Individual Annual Aggregate |
✘ | ✓ | ✘ | ✓ | ✓ | ✓ | |||
| Occurrence Form Coverage |
✓ | ✓ | ✓ | ✓ | ✓ | ✓ | |||
| Rental Damage Coverage |
✓ | ✓ | ✓ | ✓ | ✓ | ✓ | |||
| No Membership Fee | ✓ | ✘ | ✓ | ✘ | ✓ | ✓ | |||
| Stolen Equipement Coverage |
✘ | ✘ | ✘ | ✘ | ✓ | ✓ | |||
| Identity Protection |
✘ | ✘ | ✘ | ✘ | ✓ | ✓ | |||
| Free Professional Website |
✘ | ✘ | ✘ | ✘ | ✘ | ✓ | |||
| Includes Coverage for 350+ Services |
✘ | ✘ | ✘ | ✘ | ✓ | ✓ | |||
| Annual Fee | $309 | $304 | $235 | $305 | $249 | $179 | |||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by NACAMS as to the accuracy or completeness of this information. This information was confirmed on 2/8/18. |
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NACAMS Insurance Reviews
Pilates Instructor Insurance FAQs
The cost of pilates insurance doesn't have to be expensive. In general, each pilates instructor will have to decide what insurance plan they can afford with their budget. There are several factors to consider, but the most important thing is to be covered if something goes wrong. As you shop for pilates instructor insurance, be sure you can afford it, and the coverage will protect your assets sufficiently.
At NACAMS, we want to do everything we can to make pilates liability insurance affordable and accessible for everyone. We have different levels of plans to meet your budget and career stage. That way, you can get the same great coverage for a price that makes sense for you.
Indeed, the best way to get a discounted rate is to purchase the two-year policy. This cost is discounted for our long-term policyholders and those that plan ahead. Saving almost $79 by getting the two-year policy can help you keep more money in your pocket.
Of course, the one-year policy is a great option too at $179 for a full year of coverage. We strive to keep our cost for pilates insurance as low as possible to pass the savings on to you. This is just one way we take care of our members. If you’re interested in more information on the cost of pilates instructor insurance today.Most definitely. Even if you are still working on your pilates instructor skills in school, a client could hold you liable if something goes wrong. This could put you financially at risk if a client is injured or has their property damaged while under your instruction. That’s one reason we provide a student rate for pilates insurance.
As a budding pilates instructor, protecting yourself from a potential liability lawsuit is important. Starting off with the proper coverage is a great way to keep yourself protected throughout your career as a pilates teacher. Be sure to invest in pilates insurance as soon as possible.
It sure does. Your insurance policy goes with you when you move to a new gym or studio. While you don’t have to sweat the coverage traveling with you, you will need to note additional business in your policy if you frequently move between new places. If you begin a new job, you don’t have to start the entire application process again. Simply contact our team to let us know about the change.
We strive to make it simple for our policyholders. When you sign up for a year or two of coverage, you have that coverage no matter where you go within the United States. Your career is not limited by state or your current job.
It does. The equipment you use in your pilates instruction is protected from theft. While no one wants to think about getting robbed or having their equipment stolen, it is a possibility. We provide up to $1,000 of coverage for stolen equipment. This can help you replace the stolen items with little hassle. All you’ll need to do is pay your deductible, and you’ll have your gear back before you know it.
As a pilates instructor, your equipment can be essential to your teaching. We want you to have complete peace of mind knowing your pilates insurance policy fully covers you. You can rest easy knowing that we have you and your equipment protected.
While some studios require that you have insurance, it may not be a requirement in your state. However, you place yourself vulnerable by opting out of pilates instructor insurance. If a student were to get hurt while in one of your classes or under your instruction, they could have legal reasoning to sue you. If you do not have liability insurance, you would be responsible for the total cost of the compensation.
Instead of being liable for the total expense of a liability lawsuit, pilates insurance would help cover the bill. Get pilates insurance as soon as possible. Signing up only takes a few minutes, and you can get protection immediately.Most definitely. Whether you are teaching from your home or in a studio, you’ll need the protection that comes with pilates insurance. No one wants to think about something bad happening, but if it does, make sure you’re covered. No matter where you teach pilates, you could be held liable if something goes wrong.
Pilates liability insurance from NACAMS offers complete coverage no matter where you teach. This freedom opens opportunities for teaching online, in your home, or in a studio. With our coverage, you can rest easy knowing you’re wholly insured wherever you go. With a NACAMS policy, you have the ultimate flexibility to teach pilates anywhere an opportunity pops up. If you will be in multiple studios frequently, you may consider adding the unlimited additional businesses option when you purchase your insurance policy.It does, indeed. If you are like a lot of pilates professionals, you rent the space in which you teach. While this is great for holding classes and conducting one-on-one sessions, it can also be a liability if the rental facility gets damaged in some way. A building owner could hold you responsible for the cost of any repairs that are needed for damages you cause.
NACAMS pilates liability insurance policy can help cover the cost of rental property damages up to $100,000. We offer complete coverage for everything you need in your pilates career. If an accident happens in your studio and the facility takes damage, you don't have to sweat it.
As members of NACAMS, you have access to a whole lineup of member-exclusive benefits. We’ve created these perks to spoil our policyholders and let them know we care. When you get your pilates insurance through NACAMS, you’ll receive these fantastic benefits:
Access to a free concierge service to help guide you through getting health insurance
Group rates on vision & dental insurance
Customizable website for your services
Special deals on services and membership to help you run your business
Discounts on universal background screening
Up to 60% off hotels worldwide to help you travel to new opportunities