Dance Instructor Insurance
With 25 years of trust in the health, wellness, and beauty industry, NACAMS licensed professionals are the best protected dance instruction professionals in the industry.
Occurrence-form for complete protection
Dual-practitioners welcome with 500+ modalities covered
No quotes! Get insured today in 5 minutes or less.
$500+ in exclusive member benefits
Professional & General Liability Insurance For Dance Instructors For Just $179
How Much Does Dance Instructor Insurance Cost?
One-year Professional Rate offers 12 months of comprehensive coverage for professional dance instructors for just $14.91/month (paid annually).
Most Popular
Pro 1 Year
Just $0.49/Day
$179
Lock in annual rate of $164.50
Pro 2 Year
Just $0.45/Day
$329
Save 66%
STUDENT 1 Year
One Time Only*
$60
What’s Included in a Dance Instructor Insurance Policy?
While other companies may offer some coverage for dance instructors, you'll be hard-pressed to find anywhere that offers what you get with a NACAMS dance instructor liability policy. We include broad coverage, generous coverage limits, and member benefits with every policy. Members can enjoy total confidence knowing they’re thoroughly covered. We provide the following protection with every dance teacher's insurance policy:
- Professional liability coverage: This can cover professional errors or omissions that cause harm to a student, client, or third party under your instruction.
- General liability coverage: This is for universal risks that are not tied to your occupation. Typical incidents include slips, trips, and falls.
- Personal injury & advertising coverage: While it can sound similar to the other coverages above, these protections don’t cover an accident resulting in physical harm. Rather, personal injury covers you in case you’re accused of reputational harm, such as publishing a knowingly false review about a competitor. Advertising coverage helps protect you if you mistakenly publish an offer or service you don’t offer and someone decides to take legal action against you.
- Identity theft protection: Due to online activity and presence, your personal info is more at risk than ever before. We include this protection to help defend against online predators stealing your data and compromising your financial security, business information, or account info.
- So much more: As a NACAMS policyholder, you have access to the total package of member benefits, support, and convenience. We take good care of our members and shower them with extras and incredible coverage.
We created a liability insurance plan to protect dance instructors from every angle. Our members can enjoy peace of mind from the moment they complete our easy application process.
More Coverage, the Same Low Premiums
While companies may have a low initial cost, they may charge extra for coverage you need leading to higher cost than expected. We price everything up-front and include all the coverage you need, so our members can make the best decision for their circumstances.
In addition to our up-front pricing, we offer our coverage for a fraction of the cost of the other guys. You shouldn’t have to pay an arm and a leg for your dance teacher insurance. We offer more coverage for less, so you don’t have to sweat the insurance bill.
We also offer several options to find the perfect fit for your career and coverage needs. While each option includes the same coverage limits, liability protection, and benefits, you can choose which path works best for your unique situation.
Portable Coverage Wherever You Go
For dance instructors, teaching often occurs wherever life leads. Rather than confining your coverage to a fixed location, our portable insurance travels with you, allowing for expansion without constraints. With coverage spanning all 50 states, you have the freedom to teach wherever you go, shaping your dancing future without limitations.
Member Perks and Benefits
Now, let's get into the fun part: the member benefits! Our members should feel like the best in the business because they are.
As a member, you'll enjoy dozens of discounts on the services and products you use daily. Whether it's access to affordable healthcare plans or the free professional website, our member benefits package has everything dance instructors need to thrive in every aspect of their careers.
We’re Here to Help
Outstanding customer service is one key benefit of choosing NACAMS for your dance instructor insurance. We've helped thousands of choreographers and dance coaches find confidence in their liability coverage.
Whether you need to file a claim, ask a question, or chat, our team is here to help. We make it simple to contact our team of insurance experts if you need anything at all.
Dance Teacher Insurance for the Modern Era
We've created a convenient online platform to handle your insurance needs whenever you need them from wherever you are. Through your member portal, you can access your account, renew your policy, file a claim, ask questions, or simply learn more about your coverage.
Our convenient online platform makes finding dance instructor insurance simple and accessible. With NACAMS, you have everything you need right at your fingertips.
Insurance for Student Dance Instructors
We provide future dance instructors with access to affordable liability insurance while they develop their teaching skills. Even students face risk, making insurance a must for forward-thinking student instructors. With deeply discounted plans just for students with all the same coverage, you can ensure your future in dance is protected from day one of your training.
Get Dance Instructor Insurance Today
When you're ready to take the next step in your career and become an insured dance instructor, we are here to help. Buying a policy takes as little as five minutes of your time, and your coverage benefits start immediately! Get dance instructor insurance today!Even though it can be hard to imagine any one of your students suffering an accident so severe that he or she would choose to sue you for the damages, you must focus on the fact that this is indeed a possibility, even if the odds of it happening are small.
As an example, one of your students may fall during floor work within one of your dance classes. This fall could result in a broken ankle, and you might be holding your breath while you wait to see if this student or her parents choose to sue you for the medical bills and any other perceived damages.
When you have dance instructor liability insurance in place, such a situation would certainly still cause you, as the professional dance teacher, much distress. However, a whole lot of your anxiety also would be eased by the fact that your dance instructor liability insurance is designed to provide financial support and protection in these kinds of cases.
In other words, your dance instructor liability insurance policy would be there to settle the legal claims of the student with the broken ankle, so that you do not have to reach into your own pockets and drain your own accounts—possibly risking your whole business and career.
Fortunately, because the dance profession is not quite as risky some other realms, such as medicine or dentistry, the cost for dance instructor liability insurance should be reasonable. By looking around, you should be able to find a high quality dance instructor liability insurance policy for less than a couple hundred dollars per year.
When you consider this annual fee and the amount of peace of mind it can buy, it may then become clear that dance instructor liability insurance is a great deal for any professional dance teacher. After all, such a policy can provide you with a wonderful sense of security as you go about your daily business of running a dance studio or simply teaching dance classes.
Even if you believe the risk of a student suffering some kind of harm in association with your dance classes is so low that it is almost non-existent, it still pays to purchase dance instructor liability insurance. Just one legal claim against you could be too much to handle on your own.
When you are protected by dance teacher insurance, you no longer have to worry about all the unpredictable scenarios that could possibly unfold on the property of your dance studio or during one of your dance classes. Instead you can focus on doing what you love—teaching your students to dance—and know that you will be covered in case of any accidents.
For the dance teacher who is wondering why he or she really needs dance instructor liability insurance, it does come down to the fact that accidents happen. When those accidents happen during one of your dance classes or on the property of your dance studio, then you may be the one being held legally liable to cover any damages.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
Why All-Inclusive Coverage Matters
More Money in Your Pocket.
No More Confusing Insurance Documentation.
You Save Time.
Only One Certificate of Insurance.
Dance Instructor Insurance FAQs
As a dance professional, you get to call the shots for your career. Where you want to provide services, what type of service you want to offer, etc. Sure, you can choose not to get insurance. But all it takes is one slip, one torn muscle, one allergic reaction and your career and personal finances could be put in serious jeopardy without insurance protection.
Insurance pays for claims related to general and professional liability but also supplies coverage for other vital areas of your business. Rather than leaving your livelihood to chance, your NACAMS dance instructor insurance provides you with the safety net needed to let you focus entirely on building your business and offering a great client experience.
We believe professionals are the real leaders in health and wellness so we created a comprehensive insurance program tailored specifically towards professional’s needs. This serves the larger wellness industry by lending support for its critical role in bettering humanity's overall health. Find out more about NACAMS.
With our fully portable dance insurance program, your coverage applies no matter where you choose to offer dance classes within all 50 U.S. states. Whether you teach in your home or rent dance studio space, you’ll still have the same great coverage. Even changing employers or moving out of state doesn’t affect your insurance coverage through our program.
To make our program an even greater value for members, we include hundreds of dollars in exclusive member benefits. Extras include:
- Access to MetLife Vision and Dental coverage
- Instant coverage with proof of insurance as soon as you check out!
- A free professionally designed website to advertise your classes on the web
- Exclusive rental car and hotel discounts
- Special pricing with 50% off Air, 30% off Ground and more from UPS
- Free identity protection plan
Absolutely. We provide dance instructor students with a full year of insurance coverage for only $60. The students-only program provides all of the same great coverage options at a discounted rate to help cultivate the next generation of health and wellness leaders. A popular option is to delay getting student dance instructor coverage until your program is nearing its end. That way, most of your first year on the job gets great professional-level dance insurance at a fraction of the price.
Dance instruction from Barre to Biodanza and more than 450 other health and wellness services are all covered under our sweeping program. While some companies only cover a select few dance programs, our insurance for dance instructors provides some of the best diversity of coverage options available on the market. Don’t see your dance listed? Contact our licensed agents to see if it can be added to our growing list.
Our identity protection plan is included as an additional safeguard for you and your business. If your identity is ever compromised, you will receive up to $25,000 in identity restoration services from leading identity recovery specialists. Contact a licensed agent to go over all of the details of this ancillary protection program.
Occurrence form coverage is the industry choice for dance insurance. Occurrence form says that whenever you file a claim, it’s covered, even if your policy has already expired just so long as the claim event falls on a date when the policy was still active.
This is very useful for fitness professionals because injuries can sometimes take time to fully manifest. If during that time your policy lapses and sometime thereafter the client finally files a claim, with occurrence form coverage you would still be covered. This is contrary to claims-made which says you have to file your claim while the policy is active in order for it to be covered.
How do you market yourself as a dance instructor?
To be competitive today, you really need an online presence. If you don’t have a website, you are losing clients to others that do. With our dance instructor insurance, you receive a free professionally designed website to help you promote your classes online.
Occurrence form coverage is the industry choice for dance insurance. Occurrence form says that whenever you file a claim, it’s covered, even if your policy has already expired just so long as the claim event falls on a date when the policy was still active.
This is very useful for fitness professionals because injuries can sometimes take time to fully manifest. If during that time your policy lapses and sometime thereafter the client finally files a claim, with occurrence form coverage you would still be covered. This is contrary to claims-made which says you have to file your claim while the policy is active in order for it to be covered.
Our online application and check out process is super simple and really fast. In just a few minutes, you can have complete coverage, proof of insurance, and access to all of the great member discounts available through our program.
The best insurance for dance instructors is one which is tailored to the profession. Our policies come with proper limits based on the industry - helping provide the right amount of coverage and keeping rates low.
To stand out from the competition, really good insurance programs should also include insightful safeguards that provide the best all around protection. Things like stolen equipment coverage, rental damage coverage, and even identity theft protection should all be included. But not stopping there, the best insurance program would also throw in loads of exclusive member discounts. Doing all of this at some of the best rates in the industry is just icing on the cake.
For the best protection possible, you should consider insurance as soon as you begin your career. With our student insurance program you can get great coverage even while you’re still in school at a discounted rate of only $60 for a year.
Today’s professionals need the best all around coverage available. Our dance insurance combines appropriate limits, diversity of coverage, and an excellent member benefits program. Types of coverage/protection and associated limits include:
- Professional Liability (Malpractice) and General Liability (Slip and Fall): $1 million for each occurrence up to a $3 million individual annual aggregate.
- Product Liability (adverse allergic reaction): up to $1 million per occurrence.
- Rental Damage Coverage: up to $100,000
- Identity Protection: up to $25,000 in identity recovery services
- Stolen Equipment: up to $1,000 with a $250 deductible.
We developed a full Liability Insurance Guide for Complementary and Alternative Medicines and published it to our website so you have all the information you need in one place to make the best decision for you and your dance career.
Among a host of useful information on insurance for health and fitness professionals, you’ll find a comparison of our program against leading competitors. We also recommend using TrustPilot to see unbiased reviews from verified members. TrustPilot is a review platform that independently gathers reviews in a pressure free environment. This gives you a great unblemished view of real members’ experiences with our insurance program. We are really proud to be rated on TrustPilot as Excellent with 4.6 / 5.0 stars.