Dance Instructor Insurance

As a dance professional, you get to call the shots for your career. Where you want to provide services, what type of service you want to offer, etc. Sure, you can choose not to get insurance. But all it takes is one slip, one torn muscle, one allergic reaction and your career and personal finances could be put in serious jeopardy without insurance protection. 

Insurance pays for claims related to general and professional liability but also supplies coverage for other vital areas of your business. Rather than leaving your livelihood to chance, your NACAMS dance instructor insurance provides you with the safety net needed to let you focus entirely on building your business and offering a great client experience.

If you are renting a studio space, many landlords will require that you provide evidence of holding a liability insurance policy which also includes rental damage coverage. They may also require that you name them as an additional insured. Our dance instructor policy takes only minutes to sign up and you’ll receive instant proof of insurance so you can be sure you have coverage no matter where or when it is needed.

We believe professionals are the real leaders in health and wellness so we created a comprehensive insurance program tailored specifically towards professional’s needs. This serves the larger wellness industry by lending support for its critical role in bettering humanity's overall health. Find out more about NACAMS.

Absolutely. We provide dance instructor students with a full year of insurance coverage for only $55. The students-only program provides all of the same great coverage options at a discounted rate to help cultivate the next generation of health and wellness leaders. A popular option is to delay getting student dance instructor coverage until your program is nearing its end. That way, most of your first year on the job gets great professional-level dance insurance at a fraction of the price.

Dance instruction from Barre to Biodanza and more than 350 other health and wellness services are all covered under our sweeping program. While some companies only cover a select few dance programs, our insurance for dance instructors provides some of the best diversity of coverage options available on the market. Don’t see your dance listed? Contact our licensed agents to see if it can be added to our growing list.

With our fully portable dance insurance program, your coverage applies no matter where you choose to offer dance classes within all 50 U.S. states. Whether you teach in your home or rent dance studio space, you’ll still have the same great coverage. Even changing employers or moving out of state doesn’t affect your insurance coverage through our program.

To make our program an even greater value for members, we include hundreds of dollars in exclusive member benefits. Extras include:

• Access to MetLife Vision and Dental coverage 
• Instant coverage with proof of insurance as soon as you check out!
• Stolen equipment coverage included at no extra cost
• A free professionally designed website to advertise your classes on the web
• Exclusive rental car and hotel discounts 
• Special pricing with 50% off Air, 30% off Ground and more from UPS
• Free identity protection plan 

Our identity protection plan is included as an additional safeguard for you and your business. If your identity is ever compromised, you will receive up to $25,000 in identity restoration services from leading identity recovery specialists. Contact a licensed agent to go over all of the details of this ancillary protection program.

Many dance instructors find it useful to rent space from a studio or a gym. When you rent this space, your lease agreement will probably require you to have insurance and will also detail your responsibility for any damage that occurs in the space while you are occupying it. Our policy includes up to $100,000 to cover any damages which commonly occur within rented property. Without insurance, your landlord can hold you personally liable and may seek legal action to recover the costs.

This is an example of a seemingly mundane act that can end up costing a dance professional big money. When a client has an adverse allergic reaction, they may hold you liable for their medical bills and/or lost wages. That’s why our comprehensive dance insurance program includes generous limits for product liability. In fact, for claims related to product liability you are covered all the way up to $1,000,000 per occurrence.

To be competitive today, you really need an online presence. If you don’t have a website, you are losing clients to others that do. With our dance instructor insurance, you receive a free professionally designed website to help you promote your classes online.

Our online application and check out process is super simple and really fast. In just a few minutes, you can have complete coverage, proof of insurance, and access to all of the great member discounts available through our program.

The best insurance for dance instructors is one which is tailored to the profession. Our policies come with proper limits based on the industry - helping provide the right amount of coverage and keeping rates low. 

To stand out from the competition, really good insurance programs should also include insightful safeguards that provide the best all around protection. Things like stolen equipment coverage, rental damage coverage, and even identity theft protection should all be included. But not stopping there, the best insurance program would also throw in loads of exclusive member discounts. Doing all of this at some of the best rates in the industry is just icing on the cake.

For the best protection possible, you should consider insurance as soon as you begin your career. With our student insurance program you can get great coverage even while you’re still in school at a discounted rate of only $25 for a year.

Today’s professionals need the best all around coverage available. Our dance insurance combines appropriate limits, diversity of coverage, and an excellent member benefits program. Types of coverage/protection and associated limits include:

• Professional Liability (Malpractice) and General Liability (Slip and Fall): $1 million for each occurrence up to a $3 million individual annual aggregate.
• Product Liability (adverse allergic reaction): up to $1 million per occurrence.
• Rental Damage Coverage: up to $100,000
• Identity Protection: up to $25,000 in identity recovery services
• Stolen Equipment: up to $1,000 with a $250 deductible.

We developed a full Liability Insurance Guide for Complementary and Alternative Medicines and published it to our website so you have all the information you need in one place to make the best decision for you and your dance career.