Our Partnership

We're proud to be the official liability insurance provider for the OfferingTree community.
Your Insurance Rates
Was $179
Pro 1 Year
$159/YR
Was $329
Pro 2 Year
$309/YR
One Year Only
STUDENT
$60/YR
Student Policy Notice: To be eligible for the student policy, you must be currently enrolled in your first training course.
*Some modalities may not have a student option available.
About NACAMS
The National Association of Complementary and Alternative Medicines (NACAMS) is a trusted advocate for professionals in the fitness, wellness, and beauty industries, offering tailored liability insurance designed to protect your livelihood. With deep industry insight and a commitment to quality, NACAMS provides comprehensive coverage for one low yearly rate, ensuring you're protected wherever your career takes you, from studios to client homes. Our streamlined process, transparent pricing, and affiliation with Arthur J. Gallagher, the world’s third-largest brokerage, reflect our dedication to honest service and real support for your professional journey.
Coverage Details
- Professional/General Liability*: $2 Million per occurrence / $3 Million annually
- Personal Injury and Advertising Injury: $2 Million
- Identity Protection Coverage: $25,000
- Coverage for 500+ services
- Occurrence form coverage
- Livestreaming & pre-recorded classes covered
*Fitness modality limits (personal training, pilates, dance, etc.):
Professional/General Liability: $1 Million per occurrence / $3 Million annually
Exclusive Discount for OfferingTree Referrals
Take $20 off a 1 or 2-year insurance membership
All Modalities Covered by NACAMS
The modalities listed below are covered only to the extent they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.
Beauty Disciplines
Acrylic
Acutonics
Airbrush designs
Aroma-Reflex Therapy
Bach Flower Remedies - Topicals
Balneotherapy
Bamboo Fusion
Bamboossage
Barbers
Belavia Facelift Massage
Blow Outs
Body scrub
Body Wraps
Cellulite treatments (non-laser)
Chemical peel (no lasers)
Chemical wave
Children's Services (e.g haircuts)
Cold Light Series 6 Facials
Color Consultations
Color Light Therapy
Conditioning Treatments
Cosmetic massage
Cryotherapy
Cryolipolysis
Crystal Therapy
Custom wrap
Dermaplaning
Design, Cut and Color
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Endermologie
Essential Oils Massage
Eyebrow Lamination
Eyebrow shaping
Eyebrow tinting
Eyelash Extensions
Eyelash Lift
Face painting
Facial Massage
Facials
Fade Cut
Fade Designs
False nails
Fibroblasting
Flash or Balayage highlights
Flower Essence Consultations
Foot scrubs
Gel
Gems
Grooming
Gua Sha
Henna
Herbal wraps
Highlights
High-Intensity Electromagnetic Machines
Hot Towels
Hydrofacials
Ionic Footbath
Lava Shell Technique
LED Light Therapy
LHE Phototherapy (no lasers)
Lymphatic Drainage Massage
Lypossage
Magnet Therapy
Make-up Artists
Manicures
Men's Grooming
Microcurrent services
Microdermabrasion
Microshading
Moxibustion
Ombre Brows
Oxygen Infusion Facial
Palm Rolling
Paraffin pedicures
Permanent hairstyle
Radio Frequency Skin Tightening
Razor Cuts
Red Light Therapy
Saline Microblading Removal
Salt scrub
Salt therapy
Sauna
Shampooing
Shaving
Skin peels
Sound Healing
Spray Tanning/Sunless Tanning
Stand Up Paddleboard (SUP) Yoga
Stencil Design
Stone Therapy
Straightening
Sub-zero Cryotherapy
Sugar Scrub
Sunless tanning
Thermal styling
Topicals
Varnish
Venus freeze
Vitamin C Peels
Waves
Waxing
Weave / Hair Extensions
Wet styling
Wig stylist
Youth Nails