Liability Insurance For Physical Therapists

NACAMS offers an easy checkout process with clear, honest, upfront pricing. This allows us to provide the most affordable option with the best coverage for physical therapists. In addition to the great insurance benefits we provide, NACAMS also provides you with instant certificate of insurance as soon as you check out.

Telehealth Coverage Included

Safe and Secure Online Checkout

Occurrence-form for complete protection

500+ modalities covered including Acro & SUP yoga, Reiki and more.

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How Much Does Physical Therapy Insurance Cost?

Employed 1-Year

Assistant Employed: $89/YR

Employed: $169/YR

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Self Employed 1-Year

Self Employed: $329/YR

Self-Employed Assistant: $249/YR

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Student 1-Year

PT Student: $60/YR

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Physical Therapy Insurance Coverage Details

Professional Liability Insurance is an Investment Every Physical Therapist Should Make.

Liability insurance is relatively low cost (especially when compared to the price tag of an average lawsuit); it will allow you to work in venues that require professional insurance; and having liability coverage will protect you from claims regarding accidents and other occurrences that can happen in your office.

A NACAMS Policy Includes:

Professional & General Liability Insurance: $1 million per occurrence; $3 million annually
Personal Injury & Advertising Coverage: $2 million individual aggregate
Identity Protection Plan: $25,000
Coverage in all 50 States
Occurrence Form Coverage
Live & Prerecorded Classes Included

500+ Modalities Covered—No Extra Cost

You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.

Insurance Member Benefits

Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.

Free Certificate of Insurance

Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.

Access to the Health Insurance Marketplace

Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.

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What are people saying about NACAMS insurance?

We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!

It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.

Sally

This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.

Elizabeth

I feel confident with Nacams insurance in my reiki business.

Nancy

Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!

Suzanne

While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!

Jenn

Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.

James

One Policy Covers 500+ Disciplines

Teach yoga or fitness class on the side? NACAMS has you covered. Your policy for Physical Therapy also covers everything on the NACAMS modality list. You don't pay additional fees or charges for adding modalities.