NACAMS Professional & General Liability Insurance
Protect your career with A-rated insurance per A.M. Best Company. Get comprehensive & trusted insurance for over 500 modalities in 5 minutes or less.
500+
Modalities Covered
Automatic coverage for hundreds of modalities when you sign up
Occurrence Form Coverage
Ensures you aren't liable for claims that occur while your policy is active
FREE
Professional Website
to promote your services to new clientele and current customers
Insurance Marketplace
Group rates on dental & vision plus access to affordable long & short-term health insurance
Our Highly Rated Liability Coverage Includes:
These limits may differ based on your primary modality.
INCLUDED BENEFITS

Policy Pricing
Protect your career from liability risks with affordable all-inclusive liability insurance.
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
All Modalities Covered by NACAMS
The modalities listed below are covered only to the extent they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.
Beauty Disciplines
Acrylic
Acutonics
Airbrush designs
Aroma-Reflex Therapy
Bach Flower Remedies - Topicals
Balneotherapy
Bamboo Fusion
Bamboossage
Barbers
Belavia Facelift Massage
Blow Outs
Body scrub
Body Wraps
Cellulite treatments (non-laser)
Chemical peel (no lasers)
Chemical wave
Children's Services (e.g haircuts)
Cold Light Series 6 Facials
Color Consultations
Color Light Therapy
Conditioning Treatments
Cosmetic massage
Cryotherapy
Cryolipolysis
Crystal Therapy
Custom wrap
Dermaplaning
Design, Cut and Color
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Endermologie
Essential Oils Massage
Eyebrow Lamination
Eyebrow shaping
Eyebrow tinting
Eyelash Extensions
Eyelash Lift
Face painting
Facial Massage
Facials
Fade Cut
Fade Designs
False nails
Fibroblasting
Flash or Balayage highlights
Flower Essence Consultations
Foot scrubs
Gel
Gems
Grooming
Gua Sha
Henna
Herbal wraps
Highlights
High-Intensity Electromagnetic Machines
Hot Towels
Hydrofacials
Ionic Footbath
Lava Shell Technique
LED Light Therapy
LHE Phototherapy (no lasers)
Lymphatic Drainage Massage
Lypossage
Magnet Therapy
Make-up Artists
Manicures
Men's Grooming
Microcurrent services
Microdermabrasion
Microshading
Moxibustion
Ombre Brows
Oxygen Infusion Facial
Palm Rolling
Paraffin pedicures
Permanent hairstyle
Radio Frequency Skin Tightening
Razor Cuts
Red Light Therapy
Saline Microblading Removal
Salt scrub
Salt therapy
Sauna
Shampooing
Shaving
Skin peels
Sound Healing
Spray Tanning/Sunless Tanning
Stand Up Paddleboard (SUP) Yoga
Stencil Design
Stone Therapy
Straightening
Sub-zero Cryotherapy
Sugar Scrub
Sunless tanning
Thermal styling
Topicals
Varnish
Venus freeze
Vitamin C Peels
Waves
Waxing
Weave / Hair Extensions
Wet styling
Wig stylist
Youth Nails