Rhode Island Yoga Teacher Insurance
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Yoga Insurance Cost in Rhode Island?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Understanding Yoga Teacher Insurance In Rhode Island
If you are a practicing yoga instructor in the state of Rhode Island, the importance of obtaining liability insurance to protect your business simply cannot be overstated. Given the hectic pace of life and the whirlwind of responsibilities that come standard with running your own business, it is easy to overlook the finer details of your enterprise. However, should you be named in a liability lawsuit, procuring Rhode Island yoga insurance will quickly become vital to the survival of your business. As unpleasant as it may sound, today’s sour economic climate has prompted many people to seek out potential lawsuit targets, and without the proper legal protection, your livelihood could be threatened.
The Purpose Of Yoga Teacher Insurance In Rhode Island
The purpose of yoga insurance is to offer you legal protection against liability lawsuits that may arise from clients who claim to have incurred some type of damages or injury as a result of your teaching duties. When students or clients file lawsuits against yoga instructors, they are usually seeking financial remuneration for injuries sustained as a result of participating in your class. Examples of claims that have been filed include bruised or strained neck and back muscles, fractured bones, joint damage, torn or injured ligaments, etc. Claimants will often cite professional incompetence (i.e., lack of proficiency in teaching techniques) or overtraining as the reason for their injuries. These types of accusations are often referred to as “malpractice” claims, and fall under a broad category known as professional liability.
Another type of claim that is often filed against yoga instructors deals with injuries that arise as a result of a physical hazard in the teaching facility, such as a slippery floor. Injuries of this type are covered by what’s known as general liability insurance, more popularly referred to as “trip and fall” insurance. The third major category of claims filed deal with injuries or damages incurred as a result of using certain supplemental aids or products that you may sell through your yoga instructional practice, such as yoga mats. These types of claims are known as product liability claims, and the right yoga insurance will provide adequate coverage for cases like these, as well.
Although the state of Rhode Island has not yet made it a legal requirement for yoga instructors to carry liability insurance, the risk to your business is far too great to overlook the necessity of obtaining Rhode Island yoga insurance. When it comes to safeguarding your investment, every possible scenario should be taken into account. The last thing you would want is to be named in a lawsuit and have no legal recourse to protect your business, and by extension your livelihood. Procuring liability insurance will not only ensure that your business will be shielded from possible financial damage, it will also provide you with greater peace of mind.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.8/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James