Idaho Yoga Teacher Insurance
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Yoga Insurance Cost in Idaho?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What are the Insurance Requirements for Idaho Yoga Teachers?
While it may please any yoga instructor to learn that the state of Idaho does not require a yoga teacher to have any form of liability insurance, it is nonetheless common sense to have insurance coverage in the 21st century.
All too often claims can be pursued for the seemingly most trivial of reasons. For example, an essential oil used to freshen the air in a yoga classroom may cause an allergic reaction in a student or visitor, resulting in a claim. It may be that the claim is indeed trivial and gets thrown out, but without insurance the teacher will have to bear the cost of defending it. This is a case of extending mindfulness in the moment beyond the mat.
Understanding Yoga Teacher Insurance In Florida
Any business serving the public – which is just about every business – is at risk. A good insurance policy for teachers of yoga will cover three main areas.
The first of these is what is known as “slip and fall” or general liability insurance. Any accident which occurs on the premises, whether in the studio or in the yoga classroom, is covered, the first being coverage of the building itself (whether you own it or simply rent it) and the second which covers you, the yoga instructor, who might also be held liable.
The second type of insurance that should be covered in a strong yoga policy is that of malpractice or professional negligence. If a claim is brought against you for negligence or incompetence in your position as the yoga teacher this part of the insurance would be the part that covered such a claim. Even if you are not at fault – and it is subsequently found to be the case – you still have to pay all the legal costs which you may never recover. This, of course, might very well put you out of business through no fault of your own.
You need to be aware how vindictive people can be, especially when they are using a “no win, no fee” lawyer.They have nothing to lose and everything to gain, and it has to be remembered that the lawyer does have something to lose (his time) but that aside has everything to gain also. You, however, have everything to lose and nothing to gain. The third part of your insurance should cover anything like equipment failure, or as we said above something as simple as an allergic reaction to an air freshener.
As a professional you need to be aware of the many different claims that can be made against you, whether or not you are at fault. Despite the fact that there is no state requirement in Idaho, it makes sense to protect yourself and your business and have complete peace of mind. Yoga insurance is relatively inexpensive and you owe it to yourself and your family to protect yourself in every way you can.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.8/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James