Esthetician Insurance For Wisconsin Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Wisconsin?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Wisconsin, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What Are General And Professional Liability Insurance Requirements For Wisconsin Estheticians?
Working in Wisconsin as an esthetician will require you to complete 450 hours of training before being able to sit in for the state exam. You are required to have a high school diploma or a GED; you may be required to pass an aptitude and a capability test as well, if you do not have proof of these items yet. No age requirements are in place, but the schooling requirements will force you to have at least a certain educational background before you are able to sit in for the exam and do your schooling.
If you are from out of state, are fully licensed, and have completed a similar number of hours in training, reciprocity does apply. As long as you can show competence, and that you are fully up to date with licensing requirements and educational training, you can get a license in the state. Continuing education is required upon renewal of your license, which must be completed by March 31, of every odd numbered year.
How Do I Become An Esthetician In Wisconsin?
If you want to purchase insurance, you will find there are various levels of coverage. If you own a business and operate a school, you are required to have a business policy in place, to protect from property damage or injury claims that take place on your premises. If you are not a business owner, you are not required to have personal Wisconsin esthetician insurance in place, in order to practice. But, without a policy, you are fault for every claim, and if found liable, will pay out of pocket for every claim. Plus, you run the risk of losing your license if certain malpractice claims are filed, and you are found to be at fault for the injuries a client sustained, or for the distress claims they have filed against you in practice.
Your personal insurance is a safeguard to protect your license, and to ensure you are not paying out of pocket for every single suit that is filed against you. Even the best, and individuals who have worked in the field for many years, are sued for malpractice. Having an insurance policy in place is the way to protect that license, to ensure you are not going to pay for each claim that is filed against you, and it is the only way to safeguard the work that you do, and time that you have put in to the career you love.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James