Esthetician Insurance For Vermont Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Vermont?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Vermont, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Vermont Requirements for Estheticians
300 hours must be completed by those who wish to work as an esthetician in Vermont; you are also required to be 18 years of age, and either have a high school diploma or the equivalent of a GED. In order to renew your current license, it is something that you have to do every two years. It is not currently required that you do continuing education unless you are an instructor, and in this case you do have to complete continuing educational hours when you go in to renew your license.
In terms of reciprocity, it is allowed for those who are licensed, are in good standing, and have a current license out of state. It is also a requirement that you have completed the same number of hours, or more, when you are renewing your license in the state.
Insurance for Estheticians
If you are a business owner, it is not a requirement that you purchase professional liability coverage. But, like a personal Vermont esthetician insurance policy, it should be something that you do purchase. As a business owner, the right policy is going to protect you from slip and falls, and other similar accidents that may occur on your premises. You are going to be covered in the event a client is hurt while on your property, or if the esthetician working on them injures a client. As a professional individual, you are not required to purchase a policy either, but it is something that should be considered. It is going to protect you from such liability claims as malpractice, and other types of claims for work that you do during the course of your career. Many insurance policies also have a clause that allows you to buy protection to cover your license; this means even if you are found to be liable, you are not going to run the risk of losing your license and your livelihood when working in the field.
Although these types of policies are not required, they are the only way to truly protect your career and to protect yourself from losing your license. And, the right policy will also allow you to avoid harsh fines or penalties in the event you are ever sued. You can find an affordable coverage plan, protection, and varying levels of coverage, when you take the time to compare the many different insurers and policy options that are available to you as an esthetician.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James