Esthetician Insurance For Utah Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Utah?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Utah, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
How Do I Become An Esthetician In Utah?
Are you thinking of becoming an esthetician in Utah? If so, you’ll want to purchase Utah esthetician insurance to protect your investment. As an esthetician you will be responsible for assisting individuals in maintaining healthy skin. In addition to offering patients solutions for bad acne, giving facials and many more skin related procedures you may be asked to perform minor surgical operations to remove blackheads and similar skin-related issues.
What Are General And Professional Liability Insurance Requirements For Utah Estheticians?
Although esthetician insurance is not a requirement in Utah it would be foolhardy to believe that you do not need it. While it is true that esthetician insurance will cost you an additional fee each month, much as your home or auto insurance coverage does, it is far better to have this extra coverage than not too. Anyone who has been involved in a car accident without having full coverage insurance can attest to the fact they will never put themselves in that situation again. Whenever you have to physically perform a medical procedure on another person you are going to want to be covered by insurance.
Having insurance protects you from having to shell out thousands of dollars in the event that you are sued if a procedure goes wrong or a client believes you gave inaccurate and/or dangerous advice. Not only does esthetician insurance protect yourself and your practice, but also it is imperative to have if you want to built a costumer base. Given that the job outlook for estheticians remains strong, it is important that you have a strong and growing client base to withstand any local competition. Having esthetician insurance will give you more credibility and is likely to result in more costumers.
Becoming an esthetician is not for the faint of heart because it involves lots of time and a significant monetary investment. Although the cost varies from school to school, applicants should expect to pay between $1000 and 2000 to become a licensed esthetician. In order to be an esthetician in Utah, a person must complete 600 hours of classroom training before successfully passing a written and practical exam. Alternatively, Utah is one of the few states in the US that offers people the opportunity to forego the school requirement by participating in a 800 hour or 5-month minimum esthetician apprenticeship. Regardless of the option chosen, you will still be required to take the licensure examination. Once passed, Utah requires that the license be renewed every two years; however, no continuing education courses are required.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James