Esthetician Insurance For Oregon Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Oregon?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Oregon, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
If beauty is your love and skin care is your passion, then a career as an esthetician is right up your alley. Once you have successfully completed your training and education, an esthetician will most likely find a job at a salon or spa where they will be responsible for making customers feel relaxed, special and pampered.
Job responsibilities of an esthetician can include facials, skin analysis, pore cleansing, removal of blackheads, exfoliation treatments and more. Additionally, if a career in medicine has always appealed to you, you may want to consider taking more advanced training to become a medical esthetician where you could work in a doctor’s office.
In order to obtain this type of license you will have to take classes in subjects like anatomy, pathology of the skin, chemistry, first aid, and physiology. No matter what career track you decide to pursue, it is important that you protect your investment with Oregon esthetician insurance.
Because being an esthetician is a hands-on career that often involves physically touching a person and providing medical advice, it opens you up to being sued if something goes wrong. Not only does having esthetician insurance provide peace of mind for you, but also it will make your practice more appealing to customers. A new customer is much more likely to patron the salon or spa of an esthetician that has insurance because it makes them appear more credible. While the actual cost of esthetician insurance can vary from company to company, the small monthly payment is more than worth it if you get sued for all of your life’s assets.
Oregon Requirements for Estheticians
To be an esthetician in Oregon you will need to have graduated from a school that has been approved by the Oregon Board of Cosmetology. Unlike many other states that require at least 500 hours of classroom education, Oregon only requires 250 hours of training to be eligible for a license. However, just because you successfully graduate does not mean that you are automatically given an esthetician license.
Instead, you will be required to take and pass a written and practical examination that will test you on all aspects of being an esthetician. Although no continuing education courses are required to maintain your license in Oregon, an esthetician must renew their license every two years at a cost of $40. Visit the website for the Oregon State Board of Cosmetology for additional information regarding becoming an esthetician.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James