Esthetician Insurance For Nebraska Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Nebraska?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Nebraska, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Esthetics is a discipline that is highly regarded in the state of Nebraska, just like in any other part of the world. As such, the state under the Nebraska Department of Health and Human Sciences regulates the education, licensing, and insurance requirements for estheticians. For you to practice as a professional in the industry, you will have to fulfill all the requirements as stated.
Education Guidelines
For you to become an esthetician in Nebraska, you have to attend a licensed school that usually has an approved curriculum for teaching and training. In this school, you are required to complete the minimum training duration which is currently set at 600 hours. This will give you the eligibility to sit for an exam administered by the Nebraska Board of Cosmetology. The board uses PSI as the vendor for testing and licensing exams.
Licensing Requirements
Upon passing the Nebraska Board of Cosmetology exams, which are administered in English, you will then receive your license. The Esthetician License will give you the legal capacity to work in any part of the state as a professional.
License renewal is normally done after every two years, at the end of September. This is a statutory guideline and must be adhered to by all professionals.
In the event you are coming from another state and you want to practice in Nebraska, you will be required to have 600 hours of training. Also, you will be required to have passed the state-board-issued exam in your respective home state. In case you do not have the 600 hours of training, work experience or additional hours of training within Nebraska can also qualify you to work in the state. Furthermore, this comes with a corresponding license transfer fee.
The Importance of Individual Esthetician Insurance Policy
By virtue of your work as an esthetician, you will require insurance coverage that will protect you from liabilities arising from patient handling and equipment use. A typical Nebraska Esthetician Insurance liability policy covers three main areas.
Malpractice Liability
In the course of working, you may accidentally hurt the patient because of a professional oversight. For instance, you may overheat blow wax and burn the patient, then this form of coverage will protect you.
General Liability
This section of the liability policy will protect you against claims arising from accidents, such as tripping and falling, which may happen within the session room or in your esthetician studio.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James