Esthetician Insurance For Indiana Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Indiana?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Indiana, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Why Should I Buy Esthetician Insurance?
No matter what state you reside in, an esthetician is a licensed professional who is tasked with helping their patients and clients maintain and improve healthy skin. Typically, an esthetician will be employed in a salon or spa; however, an esthetician may also work in a hospital or alongside a dermatologist in a medical office. Although the actual responsibility of an esthetician will vary depending on the type of environment they work in, typically this type of individual will give facials, scrubs, remove blackheads, and give overall advice on how to maintain healthy and great looking skin. Being an esthetician may seem to be risk free; however, whenever a person is responsible for the care and well-being of another individual, there is always the chance that something could go wrong.
Although the economy is quickly improving, there are still millions of Americans looking for a quick way to strike it rich. As a result, many people are turning to suing another person for even the most innocuous or ridiculous of reasons.
Because becoming an esthetician requires hard work, formal education, commitment, and money, it is important that you protect your investment. Consequently, although having Indiana esthetician insurance is not a requirement, it is highly recommended. Like other forms of malpractice coverage, esthetician insurance will cover you and your practice in the event that you are sued for providing inaccurate information or if something goes wrong during a procedure.
In addition to the personal benefits of being covered, having esthetician insurance may also benefit your career in the long run because potential patients will be more likely to go with a person that is fully covered than one who is not.
Esthetician Licensing Requirements in Indiana
Regardless of whether you want a career in cosmetology, nail technology, or esthetics in Indiana, you are required by the state to have obtained a professional license. Failure to do so could result in criminal charges and a loss of your livelihood. You are also required to attend and complete a licensed esthetics school and pass both a written and practical exam.
Once you have completed the 700 hours of classroom training and passed the exams, you will be given a license to be an esthetician in the state. Depending on how many years have passed since your license expired, you may have to retake the practical and written exam. Consult with the Indiana Board of Cosmetology for additional information.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James