Esthetician Insurance For Idaho Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Idaho?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Idaho, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Why Should I Get Esthetician Insurance?
As a cosmetologist in Idaho, carrying liability insurance is essential for covering risk taken when administering treatments on your clients’ skin. The practice of esthetics is inherently intimate, and therefore risky. You have to perform treatments on clients’ skin using products and tools that could cause harm or injury. Anything could happen during the course of treatments, be it due to negligence, a mistake, or simple human error.Whether the risk is bodily injury or property damage as a result of unforeseen circumstances, malpractice, or negligence on your part, Idaho esthetician insurance exists to protect you from lawsuits filed against you by clients or third parties. In Idaho, liability insurance for estheticians is not only important, but it is also required in most workplaces, in addition to basic training and a license.
Idaho Esthetician License Requirements
In order to obtain a license in esthetics in the state of Idaho, individuals must complete a minimum of 600 hours of training or 1200 hours of apprenticeship. After finishing the training, individuals must pass a licensing exam administered by the state’s Board of Cosmetology, after which they will receive Idaho esthetics license.
The state of Idaho doesn’t provide licensure through reciprocity. Estheticians who wish to practice in Idaho and gain licensure through endorsement must provide proof of having had an active license in their home states for three of the last five years, meet all Idaho training requirements, and show that they’ve taken an esthetics practical and written exam.
Idaho Insurance Requirements for Estheticians
Unexpected events can ruin, and have actually ruined, successful careers, which is why you should consider buying insurance that is specifically designed for estheticians. Remember you cannot control all circumstances or predict the actions of every one of your customers. A treatment could go wrong or a mishap may occur, for example, leading to a claim for bodily injury against you and your practice.
As an esthetician in Idaho, you are only one small accident away from financial hardship and monetary loss that might be brought by a costly lawsuit. Esthetician insurance protects you against claims for bodily injury or property damage, regardless of whether the claims are legitimate or frivolous. The policy will pay the full cost of your legal defense and cover the expense of any damages awarded against you, up to the specified limits of your policy.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James