Esthetician Insurance For Delaware Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Delaware?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Delaware, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
How Do I Become An Esthetician In Delaware?
In Delaware, you are required to complete 300 hours of schooling, in order to receive your license to practice in the field as an esthetician. Applicants must also have completed at a minimum, two years of high school prior to taking the 300 hours coursework. Applicants will be required to take and pass an exam upon completion of the hours, in order to prove their competence, and to prove they are able to perform the necessary work for clients. Renewal of your license is required every two years in the state, which will lapse if it is not renewed in a timely fashion.
What Are General And Professional Liability Insurance Requirements For Delaware Estheticians?
Purchasing a business liability coverage policy is required for those who own their own salon in the state. It protects against personal liability and injury claims, slip and fall accidents, and similar injuries on the premises. But, like most other states, a personal Delaware esthetician insurance policy is not required for estheticians to practice or work for a particular employer in their state.
A personal liability coverage policy is something to look in to. It is going to protect your license in the event of a malpractice claim, personal injury, or a defamation claim. Your insurance is also going to protect you against false claims that are made against you in your line of work. You will make accidents, and clients are going to be upset over the years, your liability coverage, will pay for these claims, and will allow you to keep your license and continue working in the field that you love, even if you do injure or otherwise harm a client that you are taking care of.
Personal liability coverage is the only way to protect yourself in this field. Since you are working in such close proximity with clients, working with harsh chemicals and dangerous equipment, and since you are a human being that is bound to make mistakes during the course of your career, it is smart practice to purchase a liability policy. It is going to protect above what your business policy protects, and even if you have insurance through an employer, it is worth purchasing a personal liability protection policy. Policies are extremely affordable, and provide you the protections to perform your job, and not have to worry about every little accident or mistake that you would make, when you are dealing with so many different clients on a daily basis in your field.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James