Esthetician Insurance For Connecticut Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Connecticut?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Connecticut, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Why Should You Get Esthetician Insurance?
As an esthetician in Connecticut, you perform a variety of body and facial procedures intended to improve or maintain the appearance and health of your clients’ skin. This may include procedures like makeup application, chemical peels, exfoliation, facials, body wraps, and wax or laser hair removal. While these services help your clients to look their best, you are constantly faced with some specific risks in the course of administering these treatments. From hot wax and chemical tools to extraction tools and dermabrasion devices, you work with all kinds of instruments and beauty products that could cause bodily harm to clients or even cause property damage if handled incorrectly.
This is one of the main reasons why you should obtain Connecticut esthetician insurance, which provides coverage in the event a client gets hurt and decides to sue you for the damages suffered. You should also ensure that you’re licensed by the Connecticut Board of Cosmetology, so you can be on the right side of the law.
Connecticut License Requirements for Estheticians
Connecticut is one of the two states (the other one being Florida) that don’t require licenses for estheticians. So individuals wishing to become estheticians in the state are not mandated to complete a particular amount of education.
However, completing an accredited esthetician training program can greatly improve your employment prospects and give clients the assurance that they are working with a trained professional. Most esthetics schools offer a basic program of 300 hours classroom training combined with hands-on practice in clinical settings.
Connecticut Insurance Requirements for Estheticians
Like many states, Connecticut does not have any specific insurance requirements for estheticians, but it is strongly recommended that you buy an individual esthetician insurance policy in order to protect yourself from lawsuits. Also, many medical facilities and cosmetology business that hire independent contractors require candidates to carry liability insurance. Esthetician insurance will not only protect you against day-to-day risks, but it can also enhance your career prospects.
Importance of Insurance
Liability insurance for estheticians is not only a best practice standard within the industry today, but it is also a basic necessity. Remember we live in a very litigious society. And one of the worst things that can happen to you is either a personal injury lawsuit or a malpractice lawsuit targeted towards you personally as a service provider. One lawsuit could leave you broke, due to paying expensive legal fees, as well as ruin your reputation and entire career. That’s where a liability insurance policy that is specifically tailored for estheticians comes in. Esthetician insurance provides low-cost protection against lawsuits that could arise out of your work, and having it can also enhance your professional reputation, protect your personal assets, and secure your ability to make future career earnings, thus giving you peace of mind.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James