Esthetician Insurance For Alaska Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Alaska?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
As an esthetician in Alaska, you provide a wide variety of personal beauty services to your clients, including procedures like peels, masks, facial massage, make up, spa treatments, exfoliation treatments and more. While these procedures help keep your clients’ skin supple and healthy, there are some risks that are involved in administering these treatments. Carrying out procedures, such as facials, chemical peels, waxing, exfoliation, cosmetic makeup, and other procedures, involves getting up close and personal with clients and making use of potentially risky tools and harmful chemicals. As a result, you run a constant risk of accident or injury to your clients, which could in turn lead to a legal claim against you. That’s why it’s extremely important to invest in a good Alaska esthetician insurance policy. But before you buy insurance you need to ensure that you have a license, as well.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Alaska License Requirements for Estheticians
Becoming a successful esthetician in Alaska will require specialized training at an accredited cosmetology school. The state of Alaska requires individuals to undergo a minimum of 350 hours of training or apprenticeship in order to obtain an esthetician license. After finishing the training, individuals must pass a licensing exam administered by the state’s Board of Cosmetology. Once they pass this exam, they will receive their Alaska esthetician license shortly thereafter.
Alaska Insurance Requirements for Estheticians
The state of Alaska does not have any specific insurance requirements for individual estheticians, but it is highly recommended that you buy liability insurance in order to protect yourself against potential lawsuits and bankruptcy. Whether you work independently from home or in a salon or spa, carrying an individual esthetician insurance policy is essential. Esthetician liability insurance protects you while you grow your career against various risks of the job, such as accidents and human error – which could cause property damage or bodily injury to a client. This is particularly important if work as a medical esthetician in the state.
Why Buy Esthetician Insurance
If you are an esthetician in Alaska, professional liability insurance, including medical malpractice, is an important insurance to carry. While it’s not mandatory to carry liability insurance in order to be licensed in Alaska, some clients and many places of business, including salons in which you might want to rent a booth, require that you provide proof of liability insurance.
Even if it’s not a legal requirement, it would be wise to protect yourself. If a client suffers an adverse reaction to a skin care product, you could find yourself liable for their medical expenses, lost wages, and even loss of future earnings; what happens if a client sustains a serious injury to the skin during exfoliation? Even though you always strive to do your best to help your customers and would never intentionally do the wrong thing, if your work causes an injury or aggravates a pre-existing condition, then you could be on the hook for a legal claim. Even a minor occurrence could cost you plenty. That’s why you cannot afford to ignore esthetician insurance.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James