Microblading Insurance

Our  professional rate is as low as $179, depending on the options selected. Elite Beauty Society also includes a discount when a two-year term is selected, like NACAMS. Students can also purchase the same professional policies tailored to their in-school experience for just $60 for 12 months of coverage. Microblading coverage can be added to professional policies for $349 for one year or $499 for new members. As an added option, if insurance is not desired, individuals can elect a benefits-only plan which includes our entire suite of member benefits for a low annual rate. Sign up today!

Any activity that is hands-on with clients creates more opportunities for claims asserting some form of damage occurred as a result. Microblading only increases this risk by employing an extremely sharp tool that’s used around sensitive areas of the face. General liability insurance covers events like a client tripping and hurting themselves entering your premises. This sounds mundane, but “slip and fall” cases account for thousands of claims against businesses each year. Professional liability insurance provides coverage for claims against your service itself i.e. malpractice. Perhaps you pushed the microblading tool a tad too hard and accidentally hurt your client. Whatever the reason, and even if the claim is entirely without merit, claims like these can spell financial ruin for a beauty professional that doesn’t hold the protection of a comprehensive microblading insurance policy.

Absolutely. As a contractor, you are seen as a separate entity from the salon and therefore have your own liabilities. The salon owner’s insurance may provide limited coverage in some cases but the only surety of protection is to hold your own microblading insurance policy. 

Even when you are an employee for a salon, you can still be held liable when a loss event occurs. Many cases exist where former clients go after both the salon and the individual professional to seek restitution. NACAMS is dedicated to the betterment of health and wellness in all people so offer our policies to the benefit of the teachers, educators, and providers that are the professionals in the beauty industry. Our policies afford these professionals with a cost-effective means to protect themselves and their careers from an unforeseen event that without insurance coverage could cripple a business and deteriorate personal finances.

Elite Beauty Insurance insurance for microblading provides the perfect blend of coverage and additional protections to give our members the best all-around coverage available. Limits include:

• Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
• Identity Protection Coverage: $25,000
• Personal Injury and Advertising Injury: $2 Million

We know our professionals work hard to protect their bottom line. It’s hard to always juggle cost-benefit so we create value for our members by choosing to provide a great suite of coverage and additional protection, in addition to, a myriad of member benefits. The NACAMS benefits program is designed to enhance the value of your microblading insurance policy. Business support like a free professional website is included to help you start landing more online traffic. We’ve also partnered with some of the very best names in the industry to offer exclusive members-only discounts and early access to products, accessories, and events.

Most states require microblading professionals to meet certain licensing and training requirements in order to perform this specialization on clients. The best bet is to always check your state board’s website for details concerning your particular locale. Requirements often change so be sure to stay up-to-date with your state.

Students can purchase a liability policy with the same robust coverage as our professional policies. For just $60, students receive a full year of coverage. For those students interested in microblading, this specialization can be added to their policy once they have completed their training and apply for an Insurance Plus professional policy. Easily overlooked, insurance for students is vital. During clinics, outreach events, and other training, students will be practicing techniques on and around others. An event that couldn’t possibly be planned for can occur that, without comprehensive insurance, can spell ruin for a student’s career before it even gets started.

Microblading professionals use extreme skill and steady hands to apply long-lasting treatments. A solid insurance program will include generous coverage limits for general and professional claims. Value is added to the policy through member benefits programs which should be curated for the greatest possible benefit to members. At NACAMS and Elite Beauty Society we include all of these provisions, at incredible rates, with exceptional customer service from real-life insurance agents.

Yes, NACAMS requires that you have all the requisite certifications and licensure required by your locale in order to purchase an effective insurance policy. Always check your state board’s website for the most up-to-date information concerning the requirements of your chosen modality.

The entire NACAMS application process generally takes only minutes to complete and then provides instant coverage and proof of insurance.

Claims come in many forms, making any business endeavor have a certain degree of risk. Microblading increases this risk because it is hands-on and involves using a sharp instrument on the face. Loss-events only limited by your imagination and can include those like:

• A client rolls off your treatment chair and holds you liable for their injuries.
• A client has a terrible allergic reaction to a product you use during treatment and demands you pay their doctor bills.
• You are locking up for the night when a robbery-by-force takes all of your tools.
• A client overflows the toilet in the space you are renting and the wood floors are ruined. The property owner holds you liable.