If you are an esthetician in New Hampshire, an individual liability insurance policy should be an integral part of your career plan. Insurance may sound like a dull issue when it comes to the glamorous cosmetology industry, but it makes a lot of sense career wise. When an unforeseen event occurs, then your insurance policy could be the one and only thing that saves your practice from ruin.
New Hampshire esthetician insurance not only protects you against lawsuits, but it also protects your reputation, savings, assets, and ability to practice esthetics in the state. As well as insurance, you will also need to ensure you have a current New Hampshire esthetician license that allows you to practice skin care in the state.
New Hampshire License Requirements for Esthetician
The first step to becoming a professional esthetician in New Hampshire is obtaining a license. To get a license in esthetics in NH, individuals must complete a minimum of 600 hours of training or 1200 hours of apprenticeship. After finishing the training, individuals who wish to become estheticians in NH must pass a licensing exam issued the state’s Board of Cosmetology. The license is issued shortly thereafter. Licensed estheticians in other states, who have an equivalent or higher number of training hours from their home states, can apply to transfer their esthetics license to New Hampshire (license reciprocity).
New Hampshire Esthetician Insurance Requirements
Once you’ve acquired your esthetician license, you will need to purchase a good individual esthetician insurance policy. Esthetics liability insurance that is customized to fit the unique risks that you face during the course of your practice, such as microdermabrasion gone wrong or hair removal gone bad, and will protect you and give you peace of mind while you grow your career. Although it is not a legal obligation for estheticians in NH to carry insurance, esthetician insurance counters risks that you face in your professional practice and protects you from negligent acts, errors, and omissions.
Why Do You Need Esthetician Insurance?
If you’ve already started working as a cosmetologist in New Hampshire, you know how seriously your customers take the look of their skin. You probably also know about the fact that there is an increasing number of lawsuits being filed against professional estheticians by disgruntled clients.
Administering esthetic treatment procedures is an intimate activity that can have a profound impact on your customers’ self-image. In this sensitive environment, you need adequate protection from a lawsuit that could damage your financial standing, reputation, and career.
Esthetician liability insurance protects you from legal claims in the event that a client suffers bodily injury or property damage as a result of your work. Having this type of coverage gives you peace of mind, allowing you to focus on what you do best – improving the health and vitality of your clients’ skin. Sign up for one today and sleep well at night knowing you are covered