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Cosmetology Insurance 101: Everything Beginners Need to Know

September 5, 2025 by Myriah Pitcher

Cosmetology Insurance 101: Everything Beginners Need to Know

Starting a career in cosmetology brings a mix of excitement and responsibility. As you build your skills, work with clients, and begin offering services, one of the most important steps is getting insured.It doesn’t matter if you are still in school, just starting out, or taking on freelance gigs; working with clients always carries some risk. A simple mistake, a client … [Read more...]

Why Massage Therapists Need Insurance

July 11, 2025 by Myriah Pitcher

Why Massage Therapists Need Insurance

Massage therapy is, quite literally, a hands-on career. And while most sessions go smoothly, there are times when things go sideways. Maybe a client feels sore after a deep tissue session, or someone trips into your studio. You might even encounter issues that have nothing to do with massage, such as a cyberattack.That is where insurance comes in.Liability coverage helps … [Read more...]

The Essential Role Of Liability Insurance For Cosmetologists

June 27, 2025 by Myriah Pitcher

The Essential Role Of Liability Insurance For Cosmetologists

Working with clients every day means you put your skills and reputation on the line. It could be a slip in your salon or a reaction to a product you use; one unexpected moment can put your career at risk. That’s where liability insurance comes in.__CONFIG_colors_palette__{"active_palette":0,"config":{"colors":{"ed06a":{"name":"Main Accent","parent":-1},"4da94":{"name":"Main … [Read more...]

6 Actual Insurance Claims Every Fitness Instructor Should Be Aware Of

June 6, 2025 by Myriah Pitcher

Disclaimer: These examples below are intended for educational and illustrative purposes only. Coverage limits, claim approvals, and payouts may vary based on the specifics of each situation and the policyholder’s individual coverage. Always review your policy terms, conditions, and limits to understand your specific protections.Think it will never happen to you? These real … [Read more...]

3 Compelling Reasons Reiki Practitioners Must Have Insurance

May 30, 2025 by Myriah Pitcher

3 Compelling Reasons Reiki Practitioners Must Have Insurance

Reiki might seem safer than practices like yoga, but even in gentle healing sessions, accidents can happen—and when they do, insurance can be your financial safety net. Insurance helps shield you from financial and legal headaches related to your practice if (and when) there’s a mishap that eventually leads to a claim.Still undecided about getting insured? Here are three … [Read more...]

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Speak with an Agent Now: 1 (800) 964-0158
8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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