Kentucky Yoga Teacher Insurance
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Yoga Insurance Cost in Kentucky?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member portal.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Understanding Yoga Teacher Insurance In Kentucky
The current requirements in the state do not require licensed instructors to carry a Kentucky yoga insurance policy. Depending on the studio an instructor works in, whether they train children or not, and the type of facility they work in, the licensing requirements are going to vary.
In a private studio, the state does not currently require a license to work as an instructor, but does require a business license to operate the studio and to have clients train in a studio.
What are the Insurance Requirements for Kentucky Yoga Teachers?
As an instructor, you are not currently required to hold a Kentucky yoga insurance policy in order to train or work with students. Of course, the requirement with a particular employer (such as a gym or health club facility) may require you to have personal liability coverage, although the state does not require it. Certain cities may also require the personal liability coverage if you own a studio that teaches children, or if you have a certain number of members (such as a gym) taking courses.
Although it is not required, if you want to protect yourself from liability, including your reputation and your finances, purchasing a Kentucky yoga insurance policy is in your best interest. Taking the time to compare insurers, what they offer, and the type of coverage you can purchase through them, is a simple way to find the most comprehensive coverage options, as well as to find the best rates when you are ready to select the liability coverage insurance policy of choice.
How Do I Become a Yoga Teacher in Kentucky?
For those who do decide to become licensed, whether it is a requirement for a specific employer, or for personal reasons, the current requirement is a 200-hour course for the basic certification level. An advanced level program is also an option, which requires 300 hours of training. And, a 500-hour completion course is available to those who have already completed the base 200-hour course and would like to attain all special licensing requirements as well.
Where To Receive Hour Requirement?
Depending on the city you live in, and the type of training you require (basic, or special training courses), you can do the minimum 200-hour course at any licensed facility that teaches the basic training courses. Of course, it is in your best interest to choose a well-known instructional course, and school that is well known, but as long as they are certified to train yoga instructors, you can receive your training hours through any program.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.8/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James