Professional Liability Insurance Rates
A policy through NACAMS Insurance is available at the most competitive rate in the industry. We are able to distribute costs across our large membership base, reducing the cost of liability insurance for our clients.
NACAMS Comprehensive Coverage
These rates may differ based on your primary modality.
Coverage Perks & Benefits Including:
NACAMS Liability Insurance Policies
Student
Best for Student Trainers
$60
First Year
Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.
One Year
Most Popular
$179
Per Year
Take advantage of everything we have to offer starting at just $14.92/month paid annually.
Two Year
Save $29 Instantly
$329
Per 2 Years
Lock in a rate of $139 per year by purchasing our two year policy, with all the same benefits.
Have More Questions? Call our licensed agents at: 1 (888) 963-1472
Dual Service Providers, We've Got Your Back
NACAMS covers wellness professionals in many different industries including yoga, beauty, massage, and fitness. If you are curious whether your profession can be insured by NACAMS click on the button below to learn more.
What Does NACAMS Professional & General Liability Insurance Cover?
Professional and general liability insurance in the health and wellness industry is designed to provide protection for the professional offering services that produce a varied level of risk. This type of insurance can help cover costs like legal and medical fees and expenses if you are involved in a lawsuit related to your professional services.
Working in a hands-on trade always has a certain level of risk but with the help of quality training & insurance you can safeguard your career.
Potential liability risks liability insurance can shield you from include:
Professionals within the bodywork space may make mistakes even with years of experience. If a mistake leads to harm or injury to a client, the provider could be held liable for professional negligence or malpractice. Professional & general liability insurance can help cover legal expenses and potential settlements in such cases.
In many health and wellness environments, there's a risk of clients slipping, tripping, or falling, potentially leading to injuries. Liability insurance provides general liability coverage in case a client is injured due to such incidents while they are in your care.
Liability insurance can help protect you if a client experiences negative consequences from a treatment or product recommendation e.g. essential oils, incense, etc.
In today's digital age, personal information security is paramount. Liability insurance provides coverage for identity protection, safeguarding you from the consequences of identity theft. Should your personal information be compromised, leading to fraudulent activities or financial loss, this coverage steps in to offer financial assistance and support to help restore your identity and mitigate the resulting damages.
Professionals might communicate about their practices through various channels, including online platforms. If a student/teacher's statements about their training or services are perceived as libelous or slanderous by a client, fellow student, or instructor, liability insurance can offer protection against potential legal claims.
Customers Reviews
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James
NACAMS does not cover claims of sexual intimacy, sexual molestation, sexual or physical assault, sexual abuse, sexual harassment or exploitation. Click here for the amount that is paid as a surplus lines tax to the state in which you reside. This tax is included in the total cost of NACAMS.