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Home » Yoga Instructors » Yoga Requirements by State » Missouri Yoga Insurance

Missouri Yoga Teacher Insurance

Live streaming and pre-recorded video covered

Safe and Secure Online Checkout 

Occurrence-form for complete protection

500+ modalities covered including Acro & SUP yoga, Reiki and more.

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How Much Does Yoga Insurance Cost in Missouri?

With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.

One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!

FULL time

1 Year

$179

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Full time

2 Year (saves you $29!)

$329

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Student

1 Year

$60

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Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!

Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make

Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.


A NACAMS Policy Includes:

  • Professional & General Liability Insurance: $2 million per occurrence; $3 million annually
  • Personal Injury & Advertising Coverage: $2 million individual aggregate
  • Identity Protection Plan: $25,000
  • Coverage in all 50 States
  • Occurrence Form Coverage
  • Online Classes (Live & Prerecorded) Coverage

500+ Modalities Covered—No Extra Cost

You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.

Best Yoga Insurance Member Benefits

Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.

Free Certificate of Insurance

Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member portal.

Access to the Health Insurance Marketplace

Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.

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missouri professional liability insurance state requirements

How Do I Become a Yoga Teacher in Missouri?

The State of Missouri does regulate yoga training. You need to ensure that you and any other yoga instructors working at your center have state-recognized yoga training. Not all training programs are recognized by the state. You don’t want to make the mistake of running a center with yoga teachers who do not have state-accepted training, as doing so could result in you opening yourself up to some potentially financially devastating lawsuits.

Take the time to get all your paperwork in order and make sure your yoga teacher training is recognized by the state of Missouri. Doing things legally is always easier in the long run and the best option.

Understanding Yoga Teacher Insurance In Florida

The yoga landscape has changed in recent years with the introduction of more and more licensing requirements. It used to be that the practice of yoga was almost entirely unregulated. This meant that virtually anyone with any kind of yoga training at all could open her own center and teach yoga.

Changes in several states’ yoga teacher training requirements (including Missouri) and insurance laws regarding yoga have made things a bit more difficult for yoga instructors than they used to be. While it is still debatable whether or not yoga teaching should be regulated at all, and some organizations are fighting back against an increase in regulations, the fact remains that a lot of the regulations may be here to stay and have to be dealt with now.

You need liability insurance in your practice if you want to protect yourself against lawsuits. All forms of yoga are a form of physical activity, and while slight, there is always some potential that a client may feel that he or she developed some kind of injury or pain as a result of yoga training.

Missouri yoga insurance (particularly Missouri yoga insurance focused on liability) will help you to avoid having to pay massive bills in order to keep your yoga center running. Don’t make the mistake of trying to operate as a professional yoga instructor without proper liability insurance. While choosing to do so may end up saving you money in the short term, in the long run, it could end up costing you a great deal of money.

Figuring out exactly what kind of liability insurance is best for you can be difficult. If you want to be sure that your center is run in accordance with state law, it would be in your best interest to seek some kind of legal counsel. This is less expensive than you might expect, and, in the long run, well worth the investment.

Stay Protected With An Occurrence-Form Policy

Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.


Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.

What Our Customers Are Saying

We are proud that NACAMS is rated a 4.8/5 (Excellent) on Trustpilot. Read some of our reviews below!

It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.

Sally

This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.

Elizabeth

I feel confident with Nacams insurance in my reiki business.

Nancy

Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!

Suzanne

While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!

Jenn

Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.

James

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Speak with an Agent Now: 1 (800) 964-0158
8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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