Michigan Yoga Teacher Insurance
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Yoga Insurance Cost in Michigan?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Michigan, lakeside yoga classes are a very popular option and a great value-add to offer as a teacher or a studio. With NACAMS, you're covered anywhere you teach including public places like state parks and waterfronts.
And while lakeside yoga is a wonderful, unique experience, it also comes with its own set of unique risks that our policy covers such as if a client were to become ill from extreme heat, sun exposure, or dehydration. Additionally, slippery rocks and other wet surfaces can lead to sprained ankles or strained muscles.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member portal.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What are the Insurance Requirements for Michigan Yoga Teachers?
Yoga instructors in Michigan are not required to carry a Michigan yoga insurance policy to shield them from personal liability. Additionally, unless required by an establishment (gym or health club), or a special licensing requirement (working with children, or a special form of yoga), instructors are not required to hold any certification in order to work as an instructor.
How Do I Become a Yoga Teacher in Michigan?
To become a yoga teacher in Michigan, start by finding a yoga teacher training program (typically 200-hour, 300-hour, or 500-advanced hour) that matches your interests and schedule. Depending on the form of yoga, and the facility that you choose to work with, it might be best to earn the advanced level certification, to ensure the minimal hour requirements are met. Many larger health facilities will want their yoga instructors to be certified, so it is good practice to receive the formal training, especially if you plan on working for an employer, as opposed to opening your own studio.
Understanding Yoga Teacher Insurance In Michigan
Like most other states, in Michigan, you are not required to hold a Michigan yoga liability insurance policy in order to work as an instructor. Of course, you require business insurance if you own a private studio, but individual liability insurance for yoga instructors is not required. On the flip side, larger facilities, and those that train younger students, are required to hold special certification, as well as minimum liability insurance policies, in order to shield them from lawsuits.
Due to the fact that you want to protect your career and yourself in the event of an injury, even though the state does not require it, you should get liability insurance. If you plan on working as a yoga instructor, it is smart practice to hold a Michigan yoga insurance policy, not only to protect yourself from the personal liability aspect, but from other aspects, too. The best programs will give you general, professional, and identity coverage. When you choose the right insurance policy to cover you, you’ll have made a savvy investment to protect your professional yoga career.
How Much do Yoga Teachers in Michigan Make?
According to ZipRecruiter.com, yoga teachers in Michigan on average make $28.43/hour. However, in cities like Marquette, Novi, and Grand Rapids, instructors can earn up to $35/hour. This can vary depending on factors like if you work only part-time, which studio you work for, if you offer classes independently and so on.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James