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Home » Yoga Instructors » Yoga Requirements by State » California Yoga Insurance

California Yoga Teacher Insurance

Safeguard Your Financial Assets With with NACAMS Top-Rated Yoga Liability Insurance

  • Live streaming and pre-recorded video covered
  • Safe and Secure Online Checkout 
  • Occurrence-form for complete protection
  • 500+ modalities covered including Acro & SUP yoga, Reiki and more.

Live Streaming and Pre-Recorded Classes Covered


Safe and Secure Online Checkout 


Occurrence-Form Coverage To Protect You After You Stop Teaching

500+ modalities covered including Acro & SUP yoga, Reiki and more.

Professional Policy For Just $179/Year

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How Much Does Yoga Insurance Cost In California?

Policies cost as low as $0.45 per day and can save you hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises. One of the top reasons instructors choose NACAMS is because we cover in-person & online (live & pre-recorded), at no extra cost!

Most Popular

Pro 1 Year

Just $0.49/Day

$179

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Lock in annual rate of $164.50

Pro 2 Year

Just $0.45/Day

$329

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Save 66%

STUDENT 1 Year

One Time Only*

$60

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Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!

trust high renewal

61% of yoga teachers renew annually with NACAMS

Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make.

In California, with an average of 265 sunny days per year, yoga classes outdoors are a very popular option and a great experiential value to offer as a teacher or a studio. With NACAMS, you're covered anywhere you teach including public places like the beach, parks, and more.


And while yoga outdoors is a wonderful, unique experience, it also comes with its own set of unique risks that our policy covers such as if a client were to become ill from sun exposure, or dehydration making liability protection as important as ever.

A NACAMS Policy Includes:

  • Professional & General Liability Insurance: $2 million per occurrence; $3 million annually
  • Personal Injury & Advertising Coverage: $2 million individual aggregate
  • Identity Protection Plan: $25,000
  • Coverage in all 50 States
  • Occurrence Form Coverage
  • Online Classes (Live & Prerecorded) Coverage

500+ Modalities Covered—No Extra Cost

You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.

Access To Top Rated Member Benefits

Get free member benefits such discounts on rental cards, hotels, printing and shipping. 

Free Certificate of Insurance

Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.

Access to the Health Insurance Marketplace

Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.

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California Yoga teacher insurance

What are the Insurance Requirements for California Yoga Teachers?

The Golden State does not require yoga instructors to carry a California yoga insurance policy in order to practice in the state. Additionally, unless required by an establishment (gym, health club, studio), or a special licensing requirement (working with children, or a special form of yoga), instructors are not required to hold any certification in order to work as an instructor. Yoga liability insurance can help offset potential risks should someone decide to take legal action against you.

How Do I Become a Yoga Teacher in California?

To become a yoga teacher in California, start by finding a yoga teacher training program that matches your interests and schedule. For new teachers a 200HR YTT would be the best option. Depending on the form of yoga, and the studio or facility that you choose to work with, it might be best to look into any niche or advanced trainings as well to add to your resume. Many studios who are hiring will want their yoga instructors to have taken at least a 200HR YTT, so it is good practice to receive the formal training, especially if you plan on working for an employer, as opposed to opening your own studio.

Understanding Yoga Teacher Insurance In California

Like other states, in California, you are not required to hold a California yoga liability insurance policy in order to work as an instructor. Of course, if you own a private studio it does require business insurance, but individual liability insurance for yoga instructors is not required. On the flip side, larger facilities, and those that train younger students, are required to hold special certification, as well as minimum liability insurance policies, in order to shield them from lawsuits.

Due to the fact that you want to protect your career and yourself in the event of an injury, even though the state does not require it, you should get individual liability insurance. If you plan on working as a yoga instructor, it is smart practice to hold a policy, not only to protect yourself from professional & general liability incidents.

How Much do Yoga Teachers in California Make?

Yoga teachers in California make an average of $83,703 annually usually with an average hourly rate of $35-$45 according to Glassdoor.com. This can vary depending on factors like if you work only part-time, which studio you work for, add-ons, if you offer classes independently and so on.

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What Our Customers Are Saying

We are proud that NACAMS is rated a 4.6/5 (Excellent) on Truspilot. Read some of our reviews below!

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Speak with an Agent Now: 1 (800) 964-0158
8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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