About The Company

The National Association of Complementary and Alternative Medicines (NACAMS) founded in 2005 serves health, wellness, and beauty professionals by offering comprehensive liability insurance and practice support. NACAMS does not certify or register professionals or schools. Instead, we offer the industry preferred and affordable insurance options.

In 2019 NACAMS was acquired by Arthur J Gallagher, the 3rd largest brokerage in the world allowing us to grow and enhance our services.

Yoga Alliance (YA) is an organization in the United States that sells a membership. The association exists to provide a registry of instructors and schools who pay their fees.

The Yoga Alliance was formed in 1999, in an attempt to govern yoga teachers and studios, although an official organization for accreditation still has not been established.

As a member benefit YA offers liability insurance through Alliant YogaPro but you must maintain an active membership with Yoga Alliance to keep coverage.

Coverage Limits

Professional and general liability insurance are included in the NACAMS membership. Sometimes companies will separate these types of liability insurance requiring the customer to choose one or the other or both for an additional cost. 

• Professional & General Liability Insurance: $2 million per occurrence; $3 million individual annual aggregate
• Personal Injury & Advertising Coverage: $2 million individual aggregate
• Identity Protection Coverage: $25,000

Policy limits were chosen based on what industry professionals need. 

Alliant YogaPro offers 2 different policy limit options: 

• $1M each claim / $2M aggregate
• $2M each claim / $4M aggregate

Combined Professional Liability (E&O) and General Liability, in addition to coverage for Contingent Bodily Injury and Property damages resulting from your professional services

Policy Type

We are Occurrence Form Coverage meaning you are covered after your policy expires as long as the incident occurred while your policy was active. 

Alliant YogaPro is Claims Made Coverage meaning once your policy expires the individual is no longer covered. So if a claim arises from an incident that took place while your policy was active, the individual would have to pay out of pocket for all expenses. 

Alliant Yoga Pro does offer an Extended Reporting Period or tail coverage for an additional premium which is the cost of an annual policy. 

Customer Service & Reviews

We strongly feel a customer's experience is the most important aspect of purchasing insurance. That is why we prioritize a seamless process with as little roadblocks as possible to get insured. Our customer support team is U.S. based and happy to assist you with any questions to make sure you get the peace of mind you need to feel confident. 

We are rated Excellent on independent review site, Trustpilot and 5 stars on Google Reviews.

We were not able to find any reviews on Alliant YogaPro so we looked at Yoga Alliance reviews. Yoga Alliance is rated a 2.4 out of 5 on independent review site, Trustpilot and 2 our of 5 stars on Google Reviews.

Extras / Benefits

When you choose NACAMS, you are also choosing to be apart of a wider network which includes extra benefits for no additional cost. Once you have purchased you gain access to our exclusive benefits which include a free website, access to our Health Insurance Marketplace, discounts on larger expenses like hotels, rental cars, and even a free month of online mental health counseling. 

Alliant YogaPro does not offer additional benefits beyond their liability insurance. 

Price

The reason why NACAMS is the best choice for liability insurance is our all-inclusive membership model with one low annual price that encompasses all limits & benefits. Choose the one that best fits your need and get insured in the same day.

• One Year Student: $60
• One Year Pro: $179
• Two Year Pro: $329

Yoga Alliance Insurance with Alliant YogaPro has a few different policy options to choose from with differing limits with a range of prices. You should factor in your Yoga Alliance membership annual dues since that is the only want to gain access to Alliant YogaPro insurance. 

Yoga Alliance Dues:

• First year: $115-$150
• Annual Dues: $65/year

Full Time Policy

• Starts at $146/year (w/dues: $211-$296/YR)