Esthetician Insurance For Oklahoma Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Oklahoma?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Oklahoma, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
How Do I Become An Esthetician In Oklahoma?
In Oklahoma, it is essential to receive 600 hours of training, in order to be able to sit in for your licensing exam. It is also a requirement that you are at least the age of 16 and that you have an 8th grade education level or the equivalent of it.
If you are already licensed in another state, reciprocity does apply, as long as you have completed the same training or schooling requirements in your state and are in currently good standing, with a valid, up-to-date license in the state that you have practiced in prior to moving to the state of Oklahoma.
In terms of license renewal, you are required to do so every year, and it is required that you renew your license by the last date of the month you are born in, so that your license remains up to date. Ongoing education may also be required, if new laws or regulations are in place, when you do go in to renew the license.
What Are General And Professional Liability Insurance Requirements For Oklahoma Estheticians?
For those who are business owners, you are not required to purchase a business liability insurance policy, and individuals are not required to carry a personal Oklahoma esthetician insurance policy in the state, either.
Although most businesses do carry a business policy, many estheticians do not carry individual insurance, which is a big mistake. For starters, if you are singled out for a lawsuit and you are found to be at fault, it is possible that you can lose your license if you do not have the right insurance policy in place to protect it. Further, you are going to pay all costs out of pocket if you are sued and do not have insurance in place to protect you. If a client is injured, or if you make a mistake, you are fully liable and must somehow pay all of the expenses when you do not have insurance in place to protect you.
Even with insurance, you may be found liable if you are sued for malpractice or other issues. But, you are not going to run the risk of losing your license, and you are not going to have to worry about potentially losing all of your finances while paying for such claims. You are covered in this sense, and you will not have to worry about frivolous claims that are made against you during the course of your career, as long as you have the right policy in place.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James