Esthetician Insurance For Louisiana Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including skin peels & facials, eyebrow shaping and more.
How Much Does Esthetician Insurance Cost in Louisiana?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Liability Insurance is an Investment Every Esthetician Should Make.
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Louisiana, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member portal.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What are the Insurance Requirements for Louisiana Estheticians?
Estheticians in Louisiana are not required to carry a Louisiana esthetician insurance policy to shield them from personal liability. Additionally, unless required by an establishment (spas or skincare clinics), or a special licensing requirement (chemical treatments, or medical spa procedures), estheticians are not required to hold any certification in order to work as a specialist.
How Do I Become an Esthetician in Louisiana?
Each state has different regulations for becoming an esthetician, so you should research your state's licensing board requirements. Some programs require a minimum of 600 hours of training within six months, while others require 750 hours. Medical estheticians may also need to pass an additional exam to perform complex skincare procedures in a medical setting. To become an esthetician in Louisiana it requires 750 hours of training with 500 hours of instructor curriculum. You must be at least 16 years of age.
Understanding Esthetician Insurance In Louisiana
Like most other states, in Louisiana, you are not required to hold a Louisiana esthetician liability insurance policy in order to work as a specialist. Of course, you require business insurance if you own a private spa or clinic, but individual liability insurance for estheticians is not required. On the flip side, larger facilities, and those that train younger students, are required to hold special certification, as well as minimum liability insurance policies, in order to shield them from lawsuits.
Due to the fact that you want to protect your career and yourself in the event of an injury, even though the state does not require it, you should get liability insurance. If you plan on working as an esthetician, it is smart practice to hold a Louisiana esthetician insurance policy, not only to protect yourself from the personal liability aspect, but from other aspects, too. The best programs will give you general, professional, and identity coverage. When you choose the right insurance policy to cover you, you’ll have made a savvy investment to protect your professional aesthetics career.
How Much do Estheticians in Louisiana Make?
According to ZipRecruiter.com, licensed estheticians in Louisiana on average make $21.55/hour. However, in cities like Monroe, New Sarpy, and Lake Charles, specialists can earn up to $27/hour. This can vary depending on factors like if you work only part-time, which studio you work for, if you offer classes independently and so on.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James