Esthetician Insurance For Florida Residents
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
How Much Does Esthetician Insurance Cost in Florida?
With NACAMS, our policy options cost as low as $0.45 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced esthetician could be held liable if a client were to be injured during your services.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover specialists when training both in-person and online (live & pre-recorded), at no extra cost!
FULL time
1 Year
$179
Full time
2 Year (saves you $29!)
$329
Student
1 Year
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Florida, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member portal.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
Florida Esthetician Insurance
No matter whether an esthetician is practicing in Alaska or Florida, having malpractice insurance is not a requirement. Unlike being a medical doctor or an invasive skin care specialist, being an esthetician is not considered a job or career choice that is likely to result in being sued.However, being an esthetician is likely to open up a person to being sued more than most people realize. Given that an esthetician will be performing facials, head massages, and other forms of therapeutic skin care, it becomes a little bit easier to see why these hands-on procedures could result in a patient being hurt.
People often make the common mistake of believing that they can only be sued if they directly harm another individual. However, this is simply not the case. For example, take the situation of a client walking to the front door of your office only to slip, fall, and break their hand after tripping over a rug. While this may seem to be an innocent injury, it could result in the esthetician being sued if a court determines that they failed to make the entrance safe for customers to walk through.
As a result, having Florida esthetician insurance is becoming more and important. Not only will it provide the esthetician more peace of mind, but also it will lend more credibility to the salon, spa, hospital or private practice, because patients will feel more safe and secure. Without esthetician insurance, you run the risk of having your hard work, time, and money spent on becoming licensed laid to waste.
Compare Esthetician Insurance
Our esthetician insurance comparison guide gives you a clear breakdown of your options, so you can make the most informed decision.
| NACAMS | Associated Hair Professionals | Next Beauty Insurance | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Protection Coverage Included? | $$$Add’tl Cost | ||||
| Occurrence Form Coverage | |||||
| Access to Insurance Marketplace | |||||
| Nationwide Portable Coverage | |||||
| 500+ Modalities Covered | |||||
| Price | $179 | $199 | Quote Required | $185 | $96 |
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Trustpilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James