Pilates Insurance For Just $0.49/Day
Built on 25 years of trust, NACAMS customers are the best-protected Pilates instructors in the industry.
Live & pre-recorded sessions automatically covered
Safe and secure online checkout
Occurrence-form coverage, the industry preferred option, for complete protection
500+ modalities covered including massage, yoga, and sound healing
How Much Does Pilates Instructor Insurance Cost?
We provide upfront pricing so our customers can make an informed decision without the hassle of quotes or expensive coverage add-ons. For just $14.91/month, get what you need in one easy checkout process.
Most Popular Policy
One Year Pro
$179/YR
(Lock in $164.50/year)
Two Year Pro
$329/2YR
Same Coverage Limits
One Year Student
$60/YR
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first certification program. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their program, and that policy is good for the next 364 days, even if you are providing services full-time!
What Is Pilates Insurance?
Pilates insurance provides protection of your personal & financial assets if a client were to sue you due to an unexpected accident like a student falling off a reformer (general liability) or injuries from improper form (professional liability). If a client decides to file a lawsuit, your Pilates insurance policy will cover costs such as legal fees, medical bills etc.
Why Do Pilates Instructors Need Insurance?
Instructors make every effort to teach their students about body awareness; however, this profession still involves risk. The possibility of an injury may seem unlikely but not unimaginable, especially when equipment is involved like in reformer Pilates.
Like all fitness and wellness professionals, Pilates instructors need liability insurance to protect them in the event that something unfortunate does occur. At NACAMS, we hope to preserve the teachings of Pilates by offering instructors that protection.
Potential liability risks Pilates teacher insurance can shield you from include:
Pilates teachers may accidently contribute to harm or injury to a client. This would be considered malpractice leaving the instructor held liable. Professional liability insurance can help cover legal expenses and potential settlements in such cases.
In many studio environments, there's a risk of clients slipping, tripping, or falling, potentially leading to injuries. Pilates provides general liability coverage in case a client is injured due to such incidents while they are in your care. For example, if a client falls off their reformer injuring their wrist. Even though your weren't involved, the student was under your care leaving you at risk to be sued.
Liability insurance can help protect instructors if a client experiences negative consequences from a product used in the studio e.g. cleaning products. Within professional & general liability insurance, we can help cover medical costs if someone were to sue due to an allergic reaction.
In today's digital age, personal information security is paramount. Reiki liability insurance provides coverage for identity protection, safeguarding you from the consequences of identity theft. Should your personal information be compromised, leading to fraudulent activities or financial loss, this coverage steps in to offer financial assistance and support to help restore your identity and mitigate the resulting damages.
Instructors might communicate their practices through various channels, including online platforms. If a teacher's statements about their training or services are perceived as libelous or slanderous by a client, fellow student, or instructor, liability insurance can offer protection against potential legal claims.
What Does A NACAMS Policy Include?
Liability insurance is an investment every service professional should make to keep their financial assets protected. A NACAMS policy is comprehensive meaning, everything you read about is included in the price of a student OR professional policy.
Pilates Modalities We Cover
In addition to the popular Pilates styles we cover, NACAMS also provides protection for instructors who source income from other fitness & wellness services like yoga, massage therapy, personal training, Reiki, and 500 more.
Popular Pilates Types:
What Is Pilates?
Pilates is a highly effective method of exercise that concentrates on balance, core strength and body awareness. It is also a mind-body practice that requires complete control of the body by the mind. Pilates instructors are dedicated to imparting these teachings to their students, utilizing the mat, reformer, chair, trapeze and other machinery.
Pilates is a highly effective method of exercise that concentrates on balance, core strength and body awareness. It is also a mind-body practice that requires complete control of the body by the mind.
Instructors make every effort to teach their students about body awareness; however, this profession still involves risk. The possibility of an injury may seem unlikely but not unimaginable, especially when equipment is involved.
The Pilates Method of Physical and Mental Conditioning, Gail Eisen and Philip Friedman delineate the six underlying principles of Pilates. The authors distilled these principles from Pilates’ work; and although they are sometimes interpreted a bit differently, they are accepted by most Pilates teachers.
- Breathing: Proper breathing increases circulation and flexibility.
- Centering: Movement begins from the center of the body and flows outward.
- Concentration: Focusing on body movement improves form and flow.
- Control: Exercises require total control of the body by the mind.
- Flow: Fluid, efficient movements create smooth transitions and increase stamina.
- Precision: Focusing on precision increases the likelihood of health improvements.
What Is The History Of Pilates?
Joseph Pilates, a legendary physical trainer from Germany, developed his physical fitness system in the early 1920s. He concentrated on using the mind to control the body, referring to his method as “Contrology.” Pilates published two books on his technique: Return to Life Through Contrology and Your Health: A Corrective System of Exercising That Revolutionizes the Entire Field of Physical Education.
In 1925, Pilates met his future wife, Clara, while immigrating to the United States. Together, they founded a studio in New York City, where they taught the first-ever Pilates classes and began training future instructors. Among the couple’s disciples are Carola Trier, Eve Gentry, Ron Fletcher and Romana Kryzanowska.
What Are The Health Benefits Of Pilates?
Although it’s considered a whole-body system, the Pilates method specifically targets the core, strengthening the abdominal muscles, lower back and buttocks. Emphasis on centering oneself during exercise also results in improved posture, balance and coordination. Additional physical benefits include increased flexibility and peripheral mobility, as well as leaner musculature. Due to its low-impact nature, Pilates is also a very accessible form of exercise, making it useful for individuals undergoing physical rehabilitation.
Since it’s a mind-body practice, Pilates stimulates a variety of mental health benefits as well, including increased concentration, calmness and general well-being. It may also reduce insomnia, stress and anxiety, promoting healthy sleeping habits and relaxation instead. The core muscular network includes all of the front, back and lateral muscles between the arm pits and upper thighs. Pilates referred to this region as the “powerhouse,” teaching his students to utilize it in all of their daily activities. His method is considered a resistance exercise, as it focuses on efficient, fluid movements, which have a low impact on the human body.
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What Is The Best Liability Insurance For Pilates Instructors?
NACAMS is rated Excellent by independent review site Trustpilot. This policy is the best option for instructors looking for comprehensive Pilates insurance offering professional and general liability insurance + coverage for things like identity theft, allergic reactions, and slander, all for one low cost of $179 annually. Buy a policy.
Frequently Asked Questions
Yes, if you are training to become a makeup artist and working with volunteer clients, family members, or your colleagues, there is still a risk of an accident. Protect your future career with liability protection that has your back.
Your insurance policy goes with you wherever you provide your service or when you move to a new location anywhere in the USA.
All 50 states require some sort of certification or licensure to be a practicing MUA. Make sure to follow your state's guidelines to be 100% covered.
Coverage does not extend to your personal makeup kit. However, if you are using your client’s makeup or tools and accidentally damage or destroy them, these situations could be covered under our general liability insurance.
Think of makeup artist insurance as a safety net for your career, one that lets you focus on your craft without worrying about life’s unexpected moments. While no one plans for accidents or mishaps, they can happen even in the most routine appointments. Every day, we help professional makeup artists handle claims that arise from ordinary situations proving that preparation truly pays off.
As a makeup artist, your work helps clients look and feel their best. But working closely with the face, neck, and skin means you’re always just one small slip away from potential risks. A simple reaction to a product or an accidental brush movement could lead to costly medical bills, lost wages, or even a lawsuit. If a client decides to take legal action, defense fees can add up quickly, turning a small mistake into a major financial setback.
That’s why NACAMS offers comprehensive makeup artist insurance designed specifically for beauty professionals. Our coverage includes general and professional liability, product liability, advertising injury, and even identity theft protection. With the right policy in place, you can continue doing what you love, helping clients look flawless while knowing your business is fully protected.
For just $0.49 a day (paid annually), you can enjoy complete, all-inclusive coverage designed specifically for makeup professionals through NACAMS. Our insurance was built for the beauty industry, meaning every detail, limit, and protection is tailored to the unique risks makeup artists face.
Your policy goes beyond basic general and professional liability coverage. It also includes product liability, advertising liability, and even identity protection, giving you peace of mind whether you’re working in a salon, on-site, or freelancing independently.
But great coverage is only the beginning. With NACAMS, you’ll also gain access to exclusive member benefits valued at hundreds of dollars, tools, resources, and perks crafted to help you grow and protect your business.
We’ve made it our mission to keep our insurance affordable, comprehensive, and built for working artists like you so you can focus on your craft while we protect what matters most.
Our makeup artist insurance is built with flexibility in mind, designed to cover you in nearly any professional setting.
Whether you’re a freelance artist, salon professional, or booth renter, your coverage through NACAMS moves with you. No matter where or how you work, you can feel confident knowing your insurance is there to protect you.
Makeup artist insurance truly is the best insurance for makeup artists. While many providers offer broad, one-size-fits-all policies for professionals, these generic plans often leave serious gaps when it comes to the unique risks faced by beauty industry experts.
At NACAMS, our coverage was built exclusively for makeup artists, meaning every policy includes protections tailored to the real-world situations you may encounter throughout your career. You’ll receive both general and professional liability coverage, along with additional safeguards for advertising claims and even identity theft protection.
Yes. At NACAMS, we believe in supporting the next generation of beauty professionals. That’s why we offer a low-cost, student-only insurance plan designed specifically for those currently enrolled in makeup programs.
For just $0.49 per day (paid annually), students receive the same comprehensive coverage and benefits as our professional members including liability protection, product coverage, and identity protection. It’s the perfect way to start your career with confidence and peace of mind.
Our insurance goes beyond makeup artistry, we provide protection for more than 500 different modalities. This includes full coverage for makeup application, eyebrow services, and eyelash treatments, ensuring that every aspect of your work as a makeup artist is backed by reliable protection.