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Pilates Instructor Insurance

Excellent-rated liability insurance that covers pilates teachers wherever they teach. No membership fee required and get fully covered for less than 44 cents per day.

Live Streaming & Pre-recorded Video

Live streaming and pre-recorded video covered

Easy Monthly Payment Options

No quote process & coverage instantly

Occurrence-form Protection

Occurrence-form for complete protection

450+ modalities covered including Pilates and Dance

  • Live streaming and pre-recorded video covered
  • Easy monthly payment options starting at $14.58
  • Occurrence-form for complete protection
  • 350+ modalities covered including acro & SUP yoga
get covered today

Flexible Pilates Insurance Options

Like all health and wellness professionals, Pilates instructors need liability insurance to protect them in the event that something unfortunate does occur. At NACAMS, we cover Pilates instructors trained by Fletcher Pilates, Basi Pilates, Stott Pilates, Balanced Body Pilates, and hundreds more! 

Full Time Pro 1-Year

Excellent rated coverage with over 450+ modalities covered in one policy. No membership fees.

$179

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Full Time pro 2-year

All the coverage offered in the 1-year but only renew  every 2 years. Plus save $30 instantly. 

$327.95

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Pilates Instructor Insurance Highlights

While you may not have considered it, professional insurance is an investment every Pilates teacher should make.

Why? In simple terms, insurance is relatively low cost (especially when compared to the price tag of an average lawsuit); it will allow you to work in venues that require individual Pilates instructor professional insurance; and having yoga liability coverage will protect you from claims regarding accidents and other occurrences that can happen in your studio.

Coverage Details

  • Professional & General Liability Insurance: $2 million per occurrence; $3 million individual annual aggregate
  • Product Coverage: $2 million annual aggregate
  • Rental Damage Insurance: $100,000
  • Identity Protection Plan: $25,000
  • Stolen Equipment Coverage: $1,000 w/ a $250 deductible

450+ Modalities Covered—No Extra Cost

For one low price, you’re covered for over 450 yoga, massage, & beauty modalities like yoga therapy, hot stone, reiki, cupping, kinesiology and more. See all ›

Included Member Benefits

Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS.

Protect Your Items and Equipment

NACAMS includes Product Coverage, Rental Damage Insurance, and Stolen Equipment Insurance with our General and Professional Liability Coverage. 

Insurance Marketplace

Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.

Stay Protected with an Occurrence-form Policy

Occurrence Form is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect. Other providers sell Claims-made policies where any claim filed after the policy expires will not be covered. No matter if you choose NACAMS, definitely make sure your provider is "occurrence form."

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Why Do You Need Pilates Insurance?

Instructors make every effort to teach their students about body awareness; however, this profession still involves risk. The possibility of an injury may seem unlikely but not unimaginable, especially when equipment is involved.

Accident Lawsuits Coverage: General Liability Insurance

In fact, a primary form of insurance that a Pilates teacher policy includes is general liability insurance. This type of insurance, also known as “slip and fall” insurance, is the kind that almost every business wants and needs. If someone slips on a small spill and suffers an injury, for instance, a lawsuit can happen. This type of accident can happen anytime, anywhere, and any business that allows a customer on the property is a candidate for such a claim.

Yoga, of course, is also a physical activity. Anyone who has ever gone to a class knows this. As a result, the potential for physical injury is high. In your  class, you likely have a wide range of physical health and natural agility among your students. If you have a student who is just getting back into shape and that student gets injured, you, the teacher, could be sued. It may not be your fault, but if the injury happens during your class, you can still be singled out for a claim.

Protect Yourself Against Claims: Professional Liability Insurance

If a student claims you did something inappropriate in class – gave incorrect instructions or over-corrected a student’s posture in a pose – then the professional (malpractice) portion of the insurance would protect you. Even the best Pilates students can, and sometimes do, push their physical limitations. You may give excellent instruction, but they may ignore you and subsequently injure themselves. You may not be wrong, but it won’t matter if they decide to sue you. You will literally have to pay to go through the process – unless you have yoga instructor insurance. Checkout our Insurance Guide.

It’s worth noting that Pilates studio insurance will usually provide some form of general liability coverage, but remember that yoga studio insurance doesn’t cover you, the individual yoga instructor. As a result, you may still be sued and found liable.

Securing insurance is really the only way to make sure that you’re completely covered in any space. Remember, too, that if you’re ever a guest yoga instructor at another location, you may need your own liability coverage in order to conduct your class there. By enrolling in a quality insurance program, you can have additional peace of mind, knowing that you have the all of the coverage you need in case of the unexpected.

Liability Insurance eBook

This eBook will help you understand the importance of protecting your Pilates practice with liability insurance by:

  • Giving you the liability insurance basics
  • Comparing top insurance policies and how they are different
  • Providing you with 5 questions to ask your insurance provider

NACAMS Insurance Reviews

Modalities Covered by NACAMS

See All Disciplines Covered ›

  • Yoga
  • Massage
  • Cosmetologists
  • Fitness / OTPT

Acro Yoga
Acu-Yoga
Acupressure
Acuu-Yoga
AMMA
Amrit
Ananda
Anusara
Ashtanga
Ayuveda
Baptiste
Bhakti
Bikram
Body Work Therapy
Buti Yoga

Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga
Forrest
Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga

Kharma
Kripalau
Kundalini
Laughing
Massage Therapists
Medical Qigong
Meditation
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn
Phoenix Rising Power
Power 
Prenatal
Primordial Energetics
Raja

Reflexologists
Reiki Practitioners
Restorative
Sculpt yoga
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Tibetan Cranial
Tuina
Viniyoga
Vinyasa
White Lotus
Yin
Yoga Therapy*
YogaFit® Personal Training

*Coverage for Yoga Therapy is only available for those professionals who (1) are a certified yoga therapist through the International Association of Yoga Therapists, (2) provide a client information document to their clients explaining the nature and extent of the services being provided, and (3) understand and communicate to their clients that Yoga Therapy is not a licensed healthcare profession in the state or jurisdiction in which they practice.

Abhynanga
Acrosage
Active Isolated Stretching
Active Myofascial
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma Freedom Technique
Aroma Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashi-Thai
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Asymmetric Body Balancing Attunement
Attunement
Ayurvedic Massage
B.E.S.T
Baboossage
Bach Flower Remedies
Bach Flower Remedies - Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
Bindegewebs Massage
Bindi
Bio Touch Healing
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biomagnetism
Biosonic Repatterning
Biosync
Body Image Enrichment
Body Logic
Body Talk
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing year
Bonnie Bainbridge
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Cohen System
Color Light Therapy (no lasers)
Complete Decongestive Therapy

Connective Tissue Massage
CORE Bodywork
Core Energetics
Corepower Yoga
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equirub Equissage
Equissage
Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Figian Massage
Fijian Massage
Fire Cupping
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine 
Functional Range Release
G-Jo Acupressure
Geriatric Massage
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology 
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy 
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrated energy Therapy
Integrative Accupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage

Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage 
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Manual vacuum Cupping (silicone/plastic/vacuum machine)
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Micro Needling
Mother Massage
Moxibustion
Multireflexology - Dien Chan
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Nalneotherapy 
Naprapathy
Nepali Massage
Neural Manipulation 
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Nidra Yoga
Niel-Asher Technique
Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
On-Site Massage
Oncology Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Percussion Massage
Pet Massage
Pfrimmer Deep Muscle Therapy 
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration 
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy

Range of Motion
Rapid Neurofascial Reset
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural
Rosen Method
Rossiter Stretching
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Sculpt Yoga
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiastu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
Sound Healing Sound Therapy
SourcePoint Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swe-Thai Massage
Swedish Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Therapy- The Diamond Method
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Tim Tam
Topicals
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

Acne treatments
Acrylic
Airbrush designs
Body scrub
Charms
Chemical peel (no lasers)
Chemical wave
Children's Services
Cold Light Series 6 Facials
Color consultations
Cosmetic massage
Custom wrap
Dermaplanning
Design, Cut and Color
Design, cut and style
Endermologie
Esthetics
Eyebrow shaping
Eyebrow tinting
Eyelash Extensions

Eyelash Lift
Facials
Fade Cuts
Fade Designs
False nails
Flash or Balyage
Foot scrubs
Gel
Gems
Glitter 
Grooming
Hair bleaching
Hair coloring
Hair extensions
Hair removal (no lasers)
Hair Shaping
Hair treatments
Hairshaping
Henna
Herbal wraps

Highlights
Instruction 
Make-up (not permanent)
Manicures
Micro needling
Micro-current Toning
Microblading*
Microchanneling
Microdermabrasion
Nail art
Nail Extension
Nail repair
Painting
Paraffin pedicures
Pedicures
Permanent wave
Polish
Razor Cuts
Razor Shave
Saline Microblading Removal

Salt scrub
Shampooing
Shaving
Skin peels
Spray Tanning/ Sunless Tanning
Stencil Design
Straightening 
Thermal styling
Ultra sonic facial
Ultra sound facials
Varnish
Vitamin C Peels 
Waves
Waxing
Weave / Hair Extensions
Wet styling
Wig stylist
Youth Nails

Aerobics
Apparatus (Pilates)
Aqua Fit
Aquatic
Barre
Biodanza
Body Beast
Cardio
CardioCore

Children's Fitness
Circuit Training
Cize
Cross Training
Curves
Dance Instruction
Dancercize
Exercise
Group Fitness

Gyrotonic
Instruction (Pilates)
Kickboxing (non-contact)
Les Mils Programs
Mat (Pilates)
P90X
Personal Training
Pilates
Pilates- Apparatus

Pilates- Instruction
Pilates-Mat
Spinning
Interplay Movement
Occupational Therapy
Occupational Therapy Assistants
Physical Therapy
Physical Therapy Assistants
Zero Balancing

  • About Us
  • What We Cover
  • Contact Us
  • Insurance Liability Guide
NACAMS

Speak with an Agent Now: 1 (800) 964-0158
8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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