National Association of Complementary and Alternative Medicines (NACAMS)
Insurance for Yoga: Because everything changes, manage the direction of those changes in a positive way
Yoga instructors may know better than most people how much can change from day to day. When you are tuned in to the subtle cues of your body and of the bodies of your yoga students, you notice each day is different. Maybe Monday, your back bends feel especially liberating. By Wednesday, all your body wants to do is drop into Downward Dog and stay there. As a yoga instructor, you may also observe the gradual progression of your students, from less flexible to more flexible as they attend more classes. How you manage these cues from your body and these changes in your students from one yoga class to the next makes a difference. With proper nurturing, each yoga pose offers an opportunity to discover something new. If you ignore the cues, you can miss such opportunities. Worse, if you ignore the small changes, the little things, you can push yourself or your students in a direction that actually disturbs the body. In the context of your overall yoga business, the same holds true: if you miss the small details, you may encounter larger problems. If you ignore getting yoga insurance and end up facing a lawsuit, not only will you have missed the opportunity to direct the course of the changes that may come as a result, you may also damage your business to the point that you have to close your business. Securing insurance for yoga may seem like a small action to take, but taking that step may make a great deal of impact on the direction of your overall future. You listen to your body’s cues and the feedback from your yoga students in an effort to improve the experiences for all of you, both now and in the future. In the same way, finding a high-quality yoga insurance program now, in advance of any issues, is a way to improve your overall experience as a yoga instructor, both now and later. You exercise your ability to direct how the bumps in life may affect you when you secure yoga insurance. You know changes are inevitable in your yoga business, and when you get insurance for yoga instructors, you manage a vital piece of how any unexpected, potentially negative changes can affect you and your business. When shopping various insurance for yoga programs, make sure you look for three main types of coverage: professional, general, and product liability coverage. Professional coverage protects you in the event that you are found liable for something you were either negligent or incompetent in doing. General liability protection provides coverage in the event that someone slips, trips or falls at your place of business. General liability is highly important, as an everyday accident can truly happen anywhere. Finally, product coverage is there to protect you in a case where some product used in the context of a yoga class causes some kind of injury or issue. Regardless of why you decide to get yoga insurance, know that taking a small step today in the right direction will make tomorrow’s path more enjoyable, too.