For instructors in Ohio, it is not a current requirement to carry Ohio yoga insurance for liability reasons. If you are an independent owner of a yoga facility, business insurance is something that you might be required to purchase; additionally, as an instructor, certain employers may require a minimum liability insurance policy for you to work with them.
Certain facilities, such as larger gyms or health clubs, will require a minimum of the basic licensing, which requires the 200-hour course, in order for instructors to be able to work with and teach in the facilities. If training younger children, an additional special license has to be attained as well. Students can also receive the advanced level, a 500-hour training course, to work in certain facilities. As an owner of a yoga facility, it is important to have this advanced training, as it not only shows you are licensed, but will also lead to more of your instructors being licensed as well, which many clients are going to look for when they are deciding on a yoga facility to join and do their classes at.
An Ohio yoga insurance policy is not required to practice in the state. But, as a licensed professional, it is your only peace of mind against professional liability. If a client is injured in a class, your yoga insurance policy is the only thing that will protect you, shielding you from liability and protecting your license. Additionally, premises injury liability coverage is also available, so you can cover your property, meaning if someone gets hurt in the locker rooms, or as they are entering or leaving the premises, or even in the parking lot of your yoga facility, you are going to be covered to a certain extent, based on your policy coverage amount, for the injuries that they sustain.
Yoga instructor insurance is not required in most states, but for those who want to protect themselves, who want to shield their reputations, and for those who want the peace of mind to know they are protected, an Ohio yoga insurance policy is the only way to get all of these things. So, as a yoga professional, it is worth the cost, and it is one of the many investments that you should consider making if you do plan on training and teaching yoga in any facility or any establishment.