California Yoga Teacher Insurance
As a yoga teacher, it’s essential to protect your teaching career from potential liability risks, such as injuries that may occur during classes private sessions. NACAMS offers yoga teacher liability insurance tailored specifically for wellness professionals like you. Enjoy peace of mind with affordable professional and general liability coverage starting at just $14.08/month (paid annually).
Live streaming and pre-recorded video covered
Safe and Secure Online Checkout
Occurrence-form for complete protection
500+ modalities covered including Acro & SUP yoga, Reiki and more.
Professional Policy For Just $179/Year
How Much Does Yoga Insurance Cost In California?
With NACAMS, our policy options cost as low as $0.49 per day and can save you potentially hundreds of thousands of dollars if a lawsuit were to occur. Even the most experienced yoga teacher could be held liable if a client were to be injured during one of your classes or even just on your premises.
One of the top reasons professionals choose NACAMS as their professional liability insurance provider is because we cover teachers when training both in-person and online (live & pre-recorded), at no extra cost!
Most Popular
Pro 1 Year
Just $0.49/Day
$179
Lock in annual rate of $164.50
Pro 2 Year
Just $0.45/Day
$329
Save 66%
STUDENT 1 Year
One Time Only*
$60
Student Policy Notice: to be eligible for the student policy, you must be currently enrolled in your first YTT. Pro tip: students can buy the $60 student insurance policy from NACAMS on the last day of their training, and that policy is good for the next 364 days, even if you are teaching full-time!
Professional Yoga Liability Insurance is an Investment Every Yoga Teacher Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In California, with an average of 265 sunny days per year, yoga classes outdoors are a very popular option and a great value-add to offer as a teacher or a studio. With NACAMS, you're covered anywhere you teach including public places like the beach, parks, and more.
And while yoga outside is wonderful, unique experience, it also comes with its own set of unique risks that our policy covers such as if a client were to become ill from extreme heat, sun exposure, or dehydration. Additionally, the uneven surface of the sand or grass can lead to sprained ankles or strained muscles.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like yoga therapy, Pilates, hot stone, reiki, cupping, kinesiology and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What are the Insurance Requirements for California Yoga Teachers?
The Golden State does not require yoga instructors to carry a California yoga insurance policy in order to practice in the state. Additionally, unless required by an establishment (gym, health club, studio), or a special licensing requirement (working with children, or a special form of yoga), instructors are not required to hold any certification in order to work as an instructor. Yoga liability insurance can help offset potential risks should someone decide to take legal action against you.
How Do I Become a Yoga Teacher in California?
To become a yoga teacher in California, start by finding a yoga teacher training program that matches your interests and schedule. For new teachers a 200HR YTT would be the best option. Depending on the form of yoga, and the studio or facility that you choose to work with, it might be best to look into any niche or advanced trainings as well to add to your resume. Many studios who are hiring will want their yoga instructors to have taken at least a 200HR YTT, so it is good practice to receive the formal training, especially if you plan on working for an employer, as opposed to opening your own studio.
Understanding Yoga Teacher Insurance In California
Like other states, in California, you are not required to hold a California yoga liability insurance policy in order to work as an instructor. Of course, if you own a private studio it does require business insurance, but individual liability insurance for yoga instructors is not required. On the flip side, larger facilities, and those that train younger students, are required to hold special certification, as well as minimum liability insurance policies, in order to shield them from lawsuits.
Due to the fact that you want to protect your career and yourself in the event of an injury, even though the state does not require it, you should get liability insurance. If you plan on working as a yoga instructor, it is smart practice to hold a California yoga insurance policy, not only to protect yourself from the personal liability aspect, but from other aspects, too. The best programs will give you general, professional, and identity coverage. When you choose the right insurance policy to cover you, you’ll have made a savvy investment to protect your professional yoga career.
How Much do Yoga Teachers in California Make?
Yoga teachers in California make an average of $83,703 annually usually with an average hourly rate of $35-$45 according to GLASSDOOR.com. This can vary depending on factors like if you work only part-time, which studio you work for, add-ons, if you offer classes independently and so on.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.8/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James