For the professional reflexologist who is looking to build and maintain a solid career, securing reflexologist liability insurance is a step in the right direction. With a quality reflexologist liability insurance policy, you and your studio will be protected against the a variety of legal claims that could potentially threaten your business and your career.
At first, many practitioners of complementary forms of health care find it difficult to imagine why they would ever need liability insurance. After all, most of these methods seek to boost well-being through noninvasive means, so it may be tough to see how a client could ever have a reason to seek damages for any kind of harm or injury. However, a closer look at the nature of liability insurance should make it clear why possessing such a policy is a smart move—even for practitioners of complementary health care.
For starters, as a professional reflexologist, there is a good chance that your clients are coming onto your own property, or inside your own session space, in order to receive reflexology. For this reason alone, it can pay to possess reflexologist liability insurance. That is because any time a person comes onto the property where you do business, you could be held liable for the damages if that person suffers an accident on your property.
As you can see, this reason for purchasing reflexologist liability insurance has little to do with what kind of services you provide on your property and more to do with the fact that members of the public are coming onto that property to receive those services in exchange for a fee. This means that there is a real risk that a client or other person could one day slip, trip, fall or otherwise suffer an accident on the property of your reflexology studio or inside your session room.
Thankfully, with reflexologist liability insurance comes what is called general liability coverage. This portion of your reflexologist liability insurance is geared directly toward providing the necessary financial coverage, support and protection for those instances where a person may file a legal claim for damages after he or she has suffered an accident on your property.
Other aspects of protection that come with a solid reflexologist liability insurance policy may be a bit more directly related to the actual practice of reflexology. For instance, your reflexologist liability insurance policy should not only come with general liability coverage, but also professional liability coverage.
This kind of coverage, also known as malpractice coverage, is there to provide the necessary financial support and protection in cases where a client may claim damage or injury due to a lack of skill or competence on the part of the professional reflexologist. These may be instances where a client feels that something that you did during the reflexology session caused or exacerbated an injury.
Even if the client’s malpractice claim is unfounded, you will probably be quite glad to have reflexologist liability insurance to help see you through the legal process, whether you decide to fight the claim or simply settle and move on. With reflexologist liability insurance, such expenses can be paid through your policy.