WHAT'S THE DIFFERENCE?
IDEA Health & Fitness Association offers continuing education, online courses, great content...and professional liability insurance. Whereas NACAMS focuses exclusively on providing the best, most affordable professional liability insurance to health, wellness, and beauty professionals.
NACAMS provides liability insurance for the following disciplines: Cosmetologists, Personal Trainers, Estheticians, Nail Technicians, Dance Teachers, Pilates Instructors, Movement Therapists, Yoga Instructors, Reiki Professionals, Massage Therapists, Physical Therapists, Occupational Therapists, Reflexologists and more.
Choosing liability insurance is an important decision and IDEA is a good option. But NACAMS is a much better option because our insurance has:
- Occurrence Form Coverage - Any claim filed after the policy expires will still be covered, as long as the incident took place while the policy was active. If you had IDEA insurance and a claim is made against you after your insurance expires, you will NOT be covered.
- Immediate Coverage: As soon as you apply, you're covered! IDEA takes 24 hours.
- Stolen Equipment Coverage: $1,000 in coverage. IDEA has none.
- Identity Protection Plan: $25,000 in coverage. IDEA has none.
- Student Rate: Only $25 per year! IDEA has none.
We both offer Professional & General Liability Coverage with $1 million per occurrence and $3 million aggregate.
Compare NACAMS and IDEAFIT Insurance
BENEFIT | IDEAFIT | ![]() |
---|---|---|
Professional & General Liability Insurance | ![]() $2 million per occurrence $4 million individual annual aggregate | ![]() $2 million per occurrence $3 million individual annual aggregate |
Products Individual Annual Aggregate | ![]() $2 million | ![]() $2 million |
Occurrence Form Coverage | ![]() Yes | ![]() Yes |
Rental Damage Coverage | ![]() Not Specified | ![]() $100,000 |
No Membership Fee | ![]() $129 | ![]() No Membership Fee |
Stolen Equipment Coverage | ![]() No | ![]() $1,000 * $250 Deductible |
Identity Protection | ![]() No | ![]() $25,000 |
Free Professional Website | ![]() No | ![]() Yes |
Includes Coverage for 350+ Services | ![]() No | ![]() Yes |
Annual Fee | $298 | $179 |