As a professional esthetician in Virginia, the nature of your practice exposes you to a significant level of risk and insurance plays a vital role in managing the specific risks you face everyday, enabling you to trade confidently in the knowledge that you have financial security against a known range of financial losses.
No matter which part of the industry you work in, whether you work from home, as an independent contractor, as a mobile esthetician in people’s homes, or are employed in a salon or spa, you must invest in an individual esthetician insurance policy. You should also ensure that you adhere to local licensing laws to avoid getting in the wrong side of the law.
Virginia Esthetician License Requirements
In order to obtain a license in esthetics in the state of Virginia, individuals must complete a minimum of 600 hours of training in a licensed school. Those who wish to become master estheticians are required to undergo a minimum of 1200 hours of training. After the training, candidates must take and pass the licensing exam issued by the state’s Board of Cosmetology in order to get the license. Virginia does not accept apprenticeship in place of those training hours, and individuals must undergo the training and pass the licensing exam. The state of VA does offer licensure through endorsement, and licensed estheticians in other states can apply to transfer their licenses to Virginia.
Virginia Insurance Requirements for Estheticians
Although the state of Virginia does not require that you maintain liability insurance as a condition of being licensed in that state, many places of business and salons where you can hire a booth require that you provide proof of esthetician insurance. Most professional associations in Virginia and other states insist in members having liability insurance in place before they can become a member. This means you have to buy an individual esthetician insurance policy.
Importance of Virginia Esthetician Insurance
Liability insurance protects you while you grow your career against day-to-day risks of the job such as accidents and human error. It can also enhance your professional reputation and give you peace of mind knowing that you are covered for any eventuality.
Remember accidents can happen. No matter how careful or how professional you are the treatments you give can go wrong. A chemical peel may cause a serious burn on a client’s face if she had been exposed to the sun prior to treatment. A wax machine could malfunction and cause scarring. There are many situations that could arise out of your work that could expose you to a costly and time-consuming lawsuit.
Because you can never know in advance what accidents will occur or when, it is important that you plan ahead and protect yourself from the most likely risks that may arise out of your work. Purchasing liability insurance is the most effective way to protect yourself and your practice from these risks.