If you are a business owner, holding an insurance policy for your business is a requirement in the state. You will be covered from such accidents as slips and falls, or other injury claims that take place when a client is hurt in your property or on your premises. Even when one of your workers is performing a different service from the one the client is interested in, you may be covered.
As a professional esthetician, you are not required to hold an individual New Mexico esthetician insurance policy, but it is a good idea for you to invest in one. Your personal coverage is going to provide you protection from malpractice claims, from false claims that are made, or other issues and lawsuits that may be filed against you. Not only do you avoid running the risk of losing your license, you are also going to be able to work in the state if there is a lawsuit pending against you, as long as you are fully covered with a personal insurance policy in the state.
Although it is not required, it is a smart thing to purchase, and one of the only ways to protect yourself if you do not want to lose your license in this field, if you are ever sued for a malpractice claim and found to be at fault. Not only does your personal coverage protect you from such claims, but also against other claims and the false claims that are made against you while you are working in the state in this field of work and see different clients on a day-to-day basis.