Insurance Requirements in NV
A business insurance policy is required in the state for those who own salons or other business facilities. This covers accidents, injuries, premises coverage, equipment coverage, and accidents that happen at the work site.
If you are an individual licensed esthetician in the state, it is extremely important to consider purchasing a personal Nevada esthetician insurance policy, although personal coverage is not required in the state. This is one of the most time-demanding states to become a professional esthetician, a state which requires an excessive amount of work to be done prior to getting licensed; so, why run the risk of losing your license because of a lawsuit filed against you? If you are not covered by personal insurance protection, you’re putting your hard-earned career at risk.
Lawsuits will be filed, accidents will occur, and you will make mistakes. It is the nature of the work, and there is nothing that can be done to stop this. But, an individual esthetician insurance policy protects your license, and your career, from being ruined in the instances where you are sued and a client is not willing to settle the claim with you.
Your insurance policy is not only going to pay for lawsuits and expenses, it is also going to protect your license if a client tries to get your license taken away from you. An individual insurance policy is very affordable, and great rates can be found by simply comparing online policies and companies in order to protect you, your license, and the work that you do, as you are working so closely with clients on a daily basis.