Georgia Esthetician Insurance
How Much Does Esthetician Insurance Cost in Georgia?
Full Time
1 Year (12 mo)
$179
Professional
2 Years (24 mos)
$339
Student
1 Year (12 mo)
$60
Professional Esthetician Liability Insurance is an Investment Every Esthetician Should Make
Liability insurance is relatively low cost, especially when compared to the price tag of an average lawsuit.
In Georgia, aesthetic services are offered in various settings, helping to increase client convenience and growth opportunities for estheticians. With NACAMS, you're covered anywhere you offer your services including spas, beauty salons, and skincare clinics.
And while offering a variety of aesthetic services is wonderful, it also comes with unique risks that our policy covers. These risks may include accidental injuries such as scars or burns. Additionally, certain products and treatments can cause allergic reactions and infections.
A NACAMS Policy Includes:
500+ Modalities Covered—No Extra Cost
You’re covered for over 500 yoga, massage, & beauty modalities like facials, waxing, chemical treatments, and more. We make it easy for dual practitioners.
Get free member benefits such as an easy-to-customize website, up to 25% of Hertz, up to 75% off Office Depot, up to 50% off UPS, up to 30% off Lenovo, up to 60% off of hotels worldwide, and 40% off universal background screening.
Free Certificate of Insurance
Purchase online or over the phone and you are instantly insured. Download your free certificate of insurance (COI) directly in your member poral.
Access to the Health Insurance Marketplace
Get access to affordable health care, vision and dental. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365 via telephone, video, or mobile app—with only a $10 copay.
What are the Insurance Requirements for Georgia Estheticians?
Estheticians in Georgia are not required to carry a Georgia esthetician insurance policy to shield them from personal liability. Additionally, unless required by an establishment (spas or skincare clinics), or a special licensing requirement (chemical treatments, or medical spa procedures), estheticians are not required to hold any certification in order to work as a specialist.
How Do I Become an Esthetician in Georgia?
To become an esthetician in Georgia, start by finding an esthetician training program (at least 525 hours of classroom and practical training along with 1050 hours of apprenticeship) that matches your interests and schedule. Depending on your aesthetics modality, and the facility that you choose to work with, it might be best to earn the advanced level certification, to ensure the minimal hour requirements are met. Many larger health facilities will want their estheticians to be certified, so it is good practice to receive the formal training, especially if you plan on working for an employer, as opposed to opening your own spa or clinic. In addition to the completion of your required hours, you must take and pass the Georgia State Board of Cosmetology exam.
Understanding Esthetician Insurance In Georgia
Like most other states, in Georgia, you are not required to hold a Georgia esthetician liability insurance policy in order to work as a specialist. Of course, you require business insurance if you own a private spa or clinic, but individual liability insurance for estheticians is not required. On the flip side, larger facilities, and those that train younger students, are required to hold special certification, as well as minimum liability insurance policies, in order to shield them from lawsuits.
Due to the fact that you want to protect your career and yourself in the event of an injury, even though the state does not require it, you should get liability insurance. If you plan on working as an esthetician, it is smart practice to hold a Georgia esthetician insurance policy, not only to protect yourself from the personal liability aspect but from other aspects, too. The best programs will give you general, professional, and identity coverage. When you choose the right insurance policy to cover you, you’ll have made a savvy investment to protect your professional aesthetics career.
How Much do Estheticians in Georgia Make?
According to ZipRecruiter.com, licensed estheticians in Georgia on average make $19.64/hour. However, in cities like Decatur, Hampton, and Statham, specialists can earn up to $24/hour. This can vary depending on factors like if you work only part-time, which studio you work for, if you offer classes independently and so on.
Stay Protected With An Occurrence-Form Policy
Occurrence Form (also known as Occurrence Based) is the industry-preferred policy type because you are covered for any incident that happened while your policy was in effect, even if your policy has expired.
Other providers sell Claims-made policies, where any claim filed after the policy expires will not be covered. No matter if you choose NACAM or not, definitely make sure your provider has "occurrence form" coverage.
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James