Texas esthetician insurance serves as a safety net for estheticians practicing their trade in the “The Lone Star State,” and you must carry an individual esthetician insurance policy in order to protect yourself from liability claims that may arise out of your work. An unforeseen event could cost you a lot of money, damage your reputation, and even cause you to lose your livelihood. Don’t risk your hard-earned career by not protecting yourself through carrying liability insurance. It is also important to ensure you have a valid license from the state allowing you to engage in the practice of esthetics in Texas.
Texas Licensing Requirements for Estheticians
In order to obtain a license to practice esthetics in the state of Texas, individuals must complete a minimum of 750 hours of training in a licensed school. After the training, students must pass the licensing exam issued by the TX Board of Cosmetology to receive a license. Working experience cannot be accepted in lieu of those training hours. The state of Texas also provides licensure through reciprocity, and licensed estheticians in those states that have reciprocity with the state can apply to transfer their licenses to Texas.
Texas Insurance Requirements for Estheticians
To succeed as a professional esthetician in Texas, you must be licensed and carry liability insurance. This is because almost all employers and facilities that hire independent contractors require candidates to have an individual liability insurance policy. It is also very hard to rent a booth or space in a salon or any other facility without liability insurance. So, you must obtain esthetician insurance.
Why You Must Have Esthetician Insurance
As a professional esthetician in Texas, you face industry-specific risks arising from accidents, failed treatments, or client’s reactions to products or treatments. If a treatment causes bodily injury or financial loss to a client, you can be exposed to litigation and reputation damage. Esthetics treatment risks include: burns resulting from waxing treatments gone wrong, burns to the skin, rashes or reactions from eyelash tints, rashes or reactions to bleaches and other skin care products, and biological hazards caused by infestations or infections.
These risks might seem improbable, but they can happen. You must ensure that you’re adequately protected from the unexpected. Many estheticians are increasingly finding themselves facing financially draining lawsuits lodged by disgruntled clients. Remember you can never control or predict all the circumstances that can possibly arise while giving cosmetic treatments to a client. Even when you’ve taken all the necessary precautions and provided Consent, Waiver, and Release forms to clients, and educated them about the fact that accidents can occur, situations may still arise out of your work that could lead to a civil case, complaint, or lawsuit filed against you and your practice. Esthetician insurance gives you peace of mind as you no longer have to worry over those countless “what-if” situations that could happen.