Vermont Cosmetology Insurance Requirements
Excellent-rated cosmetologist liability insurance that covers beauty professionals for more than 450+ beauty and wellness services. No membership fee, no quote process. Get fully covered for less than 49 cents per day, in under five minutes.
Occurrence-form for complete protection
Dual-practitioners welcome with 450+ modalities covered
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$500+ in Exclusive Member Benefits
Vermont Cosmetology Insurance Cost
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy. Also, save $78 by getting the 2-year cosmetology insurance policy.
full time
1 Year (12 mo)
$179
professional
2 Years (24 mos)
$329
Student
1 Year (12 mo)
$60
As a professional cosmetology practitioner in Vermont, it is important to invest in liability insurance to protect you and your practice. A good Vermont cosmetology insurance policy will adequately protect you from some, if not all, of the most commonly filed claims. These claims usually come from clients or third parties alleging that your service caused personal injury or bodily harm or even property damage, and can add a tremendous amount of financial strain and emotional stress to your life, preventing you from conducting your practice effectively.
Vermont License Requirements for Cosmetologists
Before you can apply for cosmetology insurance in Vermont, you will need to be a licensed cosmetologist in the state. Individuals who wish to become licensed cosmetologists in Vermont must complete at least 1500 hours of training. Those who wish to become estheticians and nail technicians must complete a minimum of 600 hours and 400 hours of training, respectively. After finishing the training, candidates must pass a licensing exam issued by the state’s Board of Cosmetology. Vermont also offers licensure by endorsement, and you can apply to transfer your license from your home state to VT.
As a cosmetologist, esthetician, nail technician, or manicurist, you get up close and personal with your customers on a regular basis while administering beauty treatments. You also utilize chemicals, beauty products, high-heat tools, and physical techniques that are potentially hazardous. In addition, you may perform certain procedures and treatments that are inherently risky. To mitigate these risks, you need to purchase insurance.
Vermont Cosmetology Insurance Highlights
While you may not have considered it, professional insurance is an investment every cosmetologist should make.
Cosmetologist insurance protects you and your practice from third-party claims related to your professional services. In the event that something should go awry with your work – due to an act of negligence or a professional mistake that results in a client filing a liability claim – your cosmetology insurance policy will take care of your legal defenses, court costs, expense of out of court, settlements, or any money judgment awarded against you.
If you work as an independent contractor, carrying liability insurance will provide proof to both clients and potential employers of your professionalism and dedication to the service that you offer. Many consumers will want to ensure that the professional to whom they entrust their beauty needs takes such complete care in every aspect of their practice. Cosmetology businesses that hire independent contractors, such as hair stylists, manicurists, and massage therapists, often require these contractors to carry liability insurance. No salon owner will allow you to rent space in their premises if you don’t have insurance. So carrying a cosmetology insurance policy will not only protect your profession, but also boost your chances of achieving success.
NACAMS Professional Policy
for Cosmetologists
These rates may differ based on your primary modality
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James