New Mexico Cosmetology Insurance Requirements
Excellent-rated cosmetologist liability insurance that covers beauty professionals for more than 450+ beauty and wellness services. No membership fee, no quote process. Get fully covered for less than 49 cents per day, in under five minutes.
Occurrence-form for complete protection
Dual-practitioners welcome with 450+ modalities covered
No quotes! Get insured today in 5 minutes or less.
$500+ in Exclusive Member Benefits
New Mexico Cosmetology Insurance Cost
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy. Also, save $78 by getting the 2-year cosmetology insurance policy.
full time
1 Year (12 mo)
$179
professional
2 Years (24 mos)
$329
Student
1 Year (12 mo)
$60
With over 600,000 cosmetologists licensed all over America, it’s good to know how you can help distinguish yourself from the competition and to know the best ways to protect your license so you can stay in business where others may fail. New Mexico requires you to have 1600 hours and complete their state’s cosmetology board exams and licensing exam in order to practice in the state. Insurance is a way to protect all of that hard work.The truth is, you may just be the very best cosmetologist in your region, but without a good head on your shoulders (so you realize how important cosmetologist liability insurance really is), it is hard to place the fundamental pieces where they need to be for a successful career, as well as for your long-term professional reputation.
The main reason to get insured is because insurance is crucial for those “what just happened” moments. Those kind of moments catch us by surprise, and we are usually never prepared for them. DON’T make that mistake when it comes to your career. If you work as a professional cosmetologist, you are going to need to cover your assets – whether the spa or salon you work for carries separate insurance or not.
If you have ever wondered to yourself why you need insurance, think of it as a safety net for what you do. Day in and day out, you work with several different clients, for several different reasons. This is your career. You probably spend more time at work than you do at home. Just how many hours a day does that leave for disaster to strike? The answer is TOO many – enough to want to be insured.
New Mexico Cosmetology Insurance Highlights
While you may not have considered it, professional insurance is an investment every cosmetologist should make.
There are three main types of insurance that most companies will provide for cosmetologists. The first is liability insurance. This insurance was designed to handle situations where a client (or anyone else) slips and falls and gets hurt. It also works for any other type of accident that may occur on the property where you are employed.
The second type of cosmetology insurance was created to insure you personally if you accidentally were to burn someone with a blow dryer, a curling iron, or even chemicals. If someone were to file a malpractice claim against you, this insurance would make sure that you don’t ruin your name before you get one.
The third type is product liability, in the event that a chemical or a dye you use causes an allergic reaction, for example. Everyone makes mistakes in the beginning, but they don’t have to cost you your license. Get insured.
If you have been considering taking your career to the next level – you are going to need to make sure you are covered under all circumstances BEFORE an accident were to happen. Keep this in mind as you consider which would be more expensive, and which would be easier to recover from and start again: An accident WITH cosmetology insurance, or without?
NACAMS Professional Policy
for Cosmetologists
These rates may differ based on your primary modality
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James