Maine Cosmetology Insurance Requirements
Excellent-rated cosmetologist liability insurance that covers beauty professionals for more than 450+ beauty and wellness services. No membership fee, no quote process. Get fully covered for less than 49 cents per day, in under five minutes.
Occurrence-form for complete protection
Dual-practitioners welcome with 450+ modalities covered
No quotes! Get insured today in 5 minutes or less.
$500+ in Exclusive Member Benefits
Maine Cosmetology Insurance Cost
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy. Also, save $78 by getting the 2-year cosmetology insurance policy.
full time
1 Year (12 mo)
$179
professional
2 Years (24 mos)
$329
Student
1 Year (12 mo)
$60
Cosmetologists in Maine provide a variety of beauty services, such as skin care, scalp and facial treatments, manicures, pedicures, hair styling, shampooing, coloring, cutting, and more, to help clients look their best. You’ll have to complete 1500 hours or 2500 hours of apprenticeship, pass the state cosmetology board exams and licensing exam, and continue to renew your license annually in October to work as a cosmetologist in the state.This profession involves close contact with different types of people, and comes with some specific risks, so you’ll want to seriously consider getting insurance as soon as you are licensed to work.
Maine Cosmetology Insurance Highlights
While you may not have considered it, professional insurance is an investment every cosmetologist should make.
Although it is easy to see why some healthcare professionals (for instance clinicians or cosmetic surgeons) need liability insurance, you might be inclined to think that the risk involved in your work as a cosmetologist is low and that, therefore, you don’t need personal liability insurance. True: The risk involved in cosmetology might be low compared to some therapies out there. But the fact remains there are certainly some specific risks when giving clients beauty treatments.
NACAMS Professional Policy
for Cosmetologists
These rates may differ based on your primary modality
Risks of Working as a Cosmetologist in Maine
Importance of Personal Liability Insurance
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James